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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43482 reviews)

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4.94

Based on 43,482 reviews, last reviewed 15th Mar 2026

155200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great and Easy Credit Card Experience I had a very good experience with Zopa credit card. The application process was simple and quick. The app is easy to use and helps me keep track of my... Read more Reviewed on: 15th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43482)

The best Credit Card Ever

Easy sign up, app is faultless,, everything in one place. A happy experience all round.Simply the best!!!! Reviewed on: 14th January 2023

Excellent customer service

I can't recommend this company enough. They gave me a chance to build my credit history back up and I've never missed a payment. And thanks to Zopa, my credit score has gone up. Reviewed on: 14th January 2023

Card

Not a bad card, apr could be lower Reviewed on: 14th January 2023

Excellent!

Very easy and straight forward to apply and credit card sent quickly. No problems with either my loan or credit card. Reviewed on: 14th January 2023

Best credit card

Everything so easy, no problems at all Reviewed on: 14th January 2023

Great product

Fantastic customer services, always ready to help. Great product with 0% transfer availability. Reviewed on: 14th January 2023

Plain and simple credit card

Just plain and simple credit card with no hidden extras or nasty surprises Reviewed on: 14th January 2023

Credit Cards

Just great, fub coustomers Service , Reviewed on: 14th January 2023

A big support

Zopa helped me when no others would whilst I'm trying to rebuild my financial life. Quick, easy and efficient to use. Reviewed on: 14th January 2023

Brilliant

Brilliant service and amazing flexibility within. Easy to use app which is a bonus! Reviewed on: 14th January 2023

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