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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

The

I have had a few credit cards, and Zopa has been the easiest and the best one I have used. Reviewed on: 14th January 2023

Zopa

I like zopa a lot because you can spend as much as you want and put backas muchas you want .I helped me a lot . I love zopa . Reviewed on: 14th January 2023

Great company to deal with

Process was so quick and easy, very professional company Reviewed on: 14th January 2023

Best

Best service and great product amazing credit card colour Reviewed on: 14th January 2023

Quick and easy application consideration.

Having a poor credit rating, I was pleased to be considered by zopa when many other credit card companies were sceptical in considering my poor credit history. Reviewed on: 14th January 2023

Easy application

Applying for the card was easy and had an instant decision Their app is very good and helps you manage your money. Reviewed on: 14th January 2023

Great provider

Great card excellent terms good app Reviewed on: 14th January 2023

Never had an easier, more effective credit card service than that which is provided by zopa

Always know where I am up yo, easy to utilise mobile app. Can't fault zopa at all Reviewed on: 14th January 2023

Customer Friendly

My experience with Zopa has been wonderful because they are great communicators and keep you up to date with your account and their other services. Reviewed on: 14th January 2023

Excellent company!

The app is brilliant and has loads of helpful features, enabling you to maintain control over your finances. I’ve also spoken to the Customer Services Team who were incredibly helpful, understood what I needed and actioned this straight away in a professional and competent manner! One call was enough and completely hassle free! Reviewed on: 14th January 2023

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