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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Customer Friendly

My experience with Zopa has been wonderful because they are great communicators and keep you up to date with your account and their other services. Reviewed on: 14th January 2023

Excellent company!

The app is brilliant and has loads of helpful features, enabling you to maintain control over your finances. I’ve also spoken to the Customer Services Team who were incredibly helpful, understood what I needed and actioned this straight away in a professional and competent manner! One call was enough and completely hassle free! Reviewed on: 14th January 2023

Brilliant

Good service.very easy to understand on how to apply for card and just all round good service Reviewed on: 14th January 2023

excellent card

very good credit card superb app that is very easy to use & understand. Reviewed on: 14th January 2023

Great service and easy to use app.

Great service and easy to use app Reviewed on: 14th January 2023

Fair Lender

Zopa provided me with the best interest rate of any provider including cards I have held flawlessly for years! I would definitely recommend Zopa to anyone. Reviewed on: 14th January 2023

Mr

Excellent good service happy good Reviewed on: 14th January 2023

Great product

Zopa made it easy for me to have a credit card when others refused. Reviewed on: 14th January 2023

Great service

From the start I have been impressed by all aspects from application to receiving my card The app and notifications are excellent Reviewed on: 14th January 2023

Excellent Service

Very understanding company, app is easy to manage too! Reviewed on: 14th January 2023

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