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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Totally satisfied

I'm totally satisfied with my credit card Reviewed on: 14th January 2023

Krasen

Super super super super super super Reviewed on: 14th January 2023

Fantastic

Great card , you know as soon as you’ve spent on it, know your balance and know exactly where you are with payments, easy to make payment too , no stupid rigmarole to go through, we’ll done Reviewed on: 14th January 2023

Excellent service

Easy to use, totally transparent & fair with excellent customer service Reviewed on: 14th January 2023

Easy to use, great app!!!

Straight forward understanding, simple instructions and app is simple to use. Reviewed on: 14th January 2023

Not happy with them, at all

No, not recommended. Again, not. Reviewed on: 14th January 2023

Credit card review

Great finance and credit card I would recommend to anyone! Reviewed on: 14th January 2023

Excellent product

Excellent credit card easy to use app as well with all the functionality you would need including your borrowing power Reviewed on: 14th January 2023

Easy to set up, use & manage...

...also when you make a payment it is applied instantly, don't have to wait days for it to update, app is helpful & easy to use too. Reviewed on: 14th January 2023

Cannot fault the card

Easy to use App and brilliant customer service Reviewed on: 14th January 2023

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