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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Brilliant

Good service.very easy to understand on how to apply for card and just all round good service Reviewed on: 14th January 2023

excellent card

very good credit card superb app that is very easy to use & understand. Reviewed on: 14th January 2023

Great service and easy to use app.

Great service and easy to use app Reviewed on: 14th January 2023

Fair Lender

Zopa provided me with the best interest rate of any provider including cards I have held flawlessly for years! I would definitely recommend Zopa to anyone. Reviewed on: 14th January 2023

Mr

Excellent good service happy good Reviewed on: 14th January 2023

Great product

Zopa made it easy for me to have a credit card when others refused. Reviewed on: 14th January 2023

Great service

From the start I have been impressed by all aspects from application to receiving my card The app and notifications are excellent Reviewed on: 14th January 2023

Excellent Service

Very understanding company, app is easy to manage too! Reviewed on: 14th January 2023

Totally satisfied

I'm totally satisfied with my credit card Reviewed on: 14th January 2023

Krasen

Super super super super super super Reviewed on: 14th January 2023

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