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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Credit card

Been with Zopa for quite some time and been absolutely fantastic with repayments and reminders. Also offers to increase credit limit at appropriate times. Reviewed on: 14th January 2023

Excellent online application

The application process online was very easy and the decision was immediate. Documents signed the same day. Reviewed on: 14th January 2023

Always ready for me

When I need to use it aleyas is ready and when I pay the balance is fixed fast that’s really good Reviewed on: 14th January 2023

Good card

Easy to apply and use and no hidden charges Reviewed on: 14th January 2023

Quick and Easy

It was really quick and easy to apply for my credit card online, I felt confident that I was dealing with a security conscious company , offering great interest rates and keeping the customer at the heart of the process. Reviewed on: 14th January 2023

Clear, simple, easy

Simple and easy provider. Everything is clear in the app and had no issues Reviewed on: 14th January 2023

Easy to apply

Everything straightforward easy to use . Friendly service very approachable and helpful customer service Reviewed on: 14th January 2023

Just what you need from a credit card!

Excellent service rates and it’s just so easy to use and keep track would highly recommend Reviewed on: 14th January 2023

Great card, great app.

Reliable app and compatible with Google pay, customer service quick to deal with my request to change billing date. Would recommend! Reviewed on: 14th January 2023

Easy fast efficient

No fuss, great rates. Communication is good Reviewed on: 14th January 2023

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