Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Service

Very easy to use and getting email about my performance so great service Reviewed on: 14th January 2023

Easy to use

Really helpful and easy to use. Zopa service is great Reviewed on: 14th January 2023

Best in class for me!

Great app, great service and never had any issues with them. The best card I have ever owned! Keep up the great work Zopa! Reviewed on: 14th January 2023

Good company good customer service

Havn’t been with them that long but customer service is good feels safe to have card fair interest rate Reviewed on: 14th January 2023

Great

Great credit card and great to manage Reviewed on: 14th January 2023

Great customer service

My application was accepted immediately after I applied Reviewed on: 14th January 2023

Simplicity

From the straight forward application process to the speed of delivery was superb. The app is so easy to use and ideal to track everything. A great user friendly product. Reviewed on: 14th January 2023

Best alternative credit card

Probably the best ever that comes out on alternative lending by a bank that gives consumer a chance in such a volatile economic environment...10* Reviewed on: 14th January 2023

Easy to stay in control of finances

The app gives me total control of my finances due to being able to view my balances I stay in control hence improving my credit score Reviewed on: 14th January 2023

great

Great service helpful staff would reccomend Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

American Express Credit Card
from American Express 3.25 from 107 reviews
Marbles Credit Card
from NewDay 4.89 from 541 reviews
Everyday Credit Card
from Santander 4.11 from 23 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub