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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Always ready for me

When I need to use it aleyas is ready and when I pay the balance is fixed fast that’s really good Reviewed on: 14th January 2023

Good card

Easy to apply and use and no hidden charges Reviewed on: 14th January 2023

Quick and Easy

It was really quick and easy to apply for my credit card online, I felt confident that I was dealing with a security conscious company , offering great interest rates and keeping the customer at the heart of the process. Reviewed on: 14th January 2023

Clear, simple, easy

Simple and easy provider. Everything is clear in the app and had no issues Reviewed on: 14th January 2023

Easy to apply

Everything straightforward easy to use . Friendly service very approachable and helpful customer service Reviewed on: 14th January 2023

Just what you need from a credit card!

Excellent service rates and it’s just so easy to use and keep track would highly recommend Reviewed on: 14th January 2023

Great card, great app.

Reliable app and compatible with Google pay, customer service quick to deal with my request to change billing date. Would recommend! Reviewed on: 14th January 2023

Easy fast efficient

No fuss, great rates. Communication is good Reviewed on: 14th January 2023

Service

Very easy to use and getting email about my performance so great service Reviewed on: 14th January 2023

Easy to use

Really helpful and easy to use. Zopa service is great Reviewed on: 14th January 2023

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