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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best in class for me!

Great app, great service and never had any issues with them. The best card I have ever owned! Keep up the great work Zopa! Reviewed on: 14th January 2023

Good company good customer service

Havn’t been with them that long but customer service is good feels safe to have card fair interest rate Reviewed on: 14th January 2023

Great

Great credit card and great to manage Reviewed on: 14th January 2023

Great customer service

My application was accepted immediately after I applied Reviewed on: 14th January 2023

Simplicity

From the straight forward application process to the speed of delivery was superb. The app is so easy to use and ideal to track everything. A great user friendly product. Reviewed on: 14th January 2023

Best alternative credit card

Probably the best ever that comes out on alternative lending by a bank that gives consumer a chance in such a volatile economic environment...10* Reviewed on: 14th January 2023

Easy to stay in control of finances

The app gives me total control of my finances due to being able to view my balances I stay in control hence improving my credit score Reviewed on: 14th January 2023

great

Great service helpful staff would reccomend Reviewed on: 14th January 2023

Easy to use app.

Easy to use app, manageable credit limit, great customer service. Reviewed on: 14th January 2023

Amazing Service

Easy to apply and app is amazing such a great credit card - Zopa simply the best! Reviewed on: 14th January 2023

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