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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

top quality service

top quality service and always willing to help you when needed Reviewed on: 14th January 2023

Professional

No fuss, no sales emails, easy to follow app. Good experience Reviewed on: 14th January 2023

Easy to use app

Easy to use app, good APR clear rules good Customer Service Reviewed on: 14th January 2023

Excellent company

I’ve been thoroughly supported by Zopa, fab company with excellent service Reviewed on: 14th January 2023

Excelent bank credit

100% excelent good credit builiding Reviewed on: 14th January 2023

Understanding and Accommodating

I came to Zopa when nobody wanted to give me a card. They gave me a card and now I am getting offers from those who turned me down. Reviewed on: 14th January 2023

One word, Excellent

Easy to apply, kept me informed all the way and great no, excellent customer service. Good interest rates Reviewed on: 14th January 2023

Exellent

Zopa credit card it's very nice and very helpful Reviewed on: 14th January 2023

Zopa to the world

Best credit card ever.As payment are made it is accessible. Reviewed on: 14th January 2023

Simply the best

Applied, accepted, card received in 2 days great service Reviewed on: 14th January 2023

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