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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent

Zopa is an excellent credit card provider they keep a good eye on your credit limits and offer multiple services . Would recommend to anyone thinking of applying Reviewed on: 14th January 2023

Highly recommended

Best customer service Easy to use Reviewed on: 14th January 2023

Simple application

Straight forward application for a credit card. They also offer a savings account too, which I’m planning to use. Reviewed on: 14th January 2023

Really good

Quick and fair, really helped me out when I need credit. Reviewed on: 14th January 2023

Easy to manage

Zopa provide a great product backed up by an easy to navigate website and statements along with brilliant communications via email, text etc. Reviewed on: 14th January 2023

Zopa

Gave me a chance when others looked away. Helpful and supportive, they helped me back on my feet and I’ll always be grateful. Responsible, helpful lenders who could teach some of their rivals a thing or two about dealing with people. Reviewed on: 14th January 2023

Credit card acceptance and process.

Very simple process and no long paperwork. Acceptance in minutes, im very impress with both applications process and information from the company. Reviewed on: 14th January 2023

Good

Easy app to use .notifications so you can't miss a payment Reviewed on: 14th January 2023

top quality service

top quality service and always willing to help you when needed Reviewed on: 14th January 2023

Professional

No fuss, no sales emails, easy to follow app. Good experience Reviewed on: 14th January 2023

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