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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44339)

Brilliant

5
Hassle free and easy to use , great Reviewed on: 14th January 2023
ross maclaren's avatar
ross maclaren

Excellent

5
Very good and helpful to build credit score. Reviewed on: 14th January 2023
Sai Sowrish Goud's avatar
Sai Sowrish Goud

Very good service

5
Easy to apply , easy to use and stress free Reviewed on: 14th January 2023
Ebenezer Nyamekye's avatar
Ebenezer Nyamekye

Great card

5
Does everything you need for a credit card. Everything visible from balances,purchases, rates all clearly Reviewed on: 14th January 2023
Thomas Sangan's avatar
Thomas Sangan

Best credit card company

5
Easy to use and great that payments are put onto the credit card instantly and not having to wait for 3-5 days. Highly recommended Reviewed on: 14th January 2023
kyle ashworth's avatar
kyle ashworth

Very efficient

4
Very efficient & good I had the option to use the card as soon as I was accepted Reviewed on: 14th January 2023
ens22's avatar
ens22

Good credit card

5
I had good experience with zapa credit card Reviewed on: 14th January 2023
Kisitu sheilah's avatar
Kisitu sheilah

Credit card

5
Easy to deal with and very informative Reviewed on: 14th January 2023
Stuart 's avatar
Stuart

Best credit card

5
Ive been with zopa about 2 years, good rates good service excellent credit card. Reviewed on: 14th January 2023
Joanne robinson 's avatar
Joanne robinson

Excellent

5
Best CC I have ever had. Faultless since the day I received and app is so easy to use Reviewed on: 14th January 2023
Rue Itzinger's avatar
Rue Itzinger

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