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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to use app

Easy to use app, good APR clear rules good Customer Service Reviewed on: 14th January 2023

Excellent company

I’ve been thoroughly supported by Zopa, fab company with excellent service Reviewed on: 14th January 2023

Excelent bank credit

100% excelent good credit builiding Reviewed on: 14th January 2023

Understanding and Accommodating

I came to Zopa when nobody wanted to give me a card. They gave me a card and now I am getting offers from those who turned me down. Reviewed on: 14th January 2023

One word, Excellent

Easy to apply, kept me informed all the way and great no, excellent customer service. Good interest rates Reviewed on: 14th January 2023

Exellent

Zopa credit card it's very nice and very helpful Reviewed on: 14th January 2023

Zopa to the world

Best credit card ever.As payment are made it is accessible. Reviewed on: 14th January 2023

Simply the best

Applied, accepted, card received in 2 days great service Reviewed on: 14th January 2023

Brilliant

Hassle free and easy to use , great Reviewed on: 14th January 2023

Excellent

Very good and helpful to build credit score. Reviewed on: 14th January 2023

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