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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43480 reviews)

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4.94

Based on 43,480 reviews, last reviewed 14th Mar 2026

155100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great company Great company give you a second chance even if you have poor credit Reviewed on: 14th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43480)

Happy

I don’t have good credit but got a card of theses I’ve kept up with payments and they keep in touch with reviews of your credit Reviewed on: 14th January 2023

Will definitely recommend my friend to zupa

I would definitely recommend my Friends to Zupa . They were very nice very and accommodating.to me customer service was great Reviewed on: 14th January 2023

Excellent service

A excellent way to improve my credit score. Reviewed on: 14th January 2023

Speed and service

Fast payment processing and efficient customer service make this a great credit card provider. The online app is also very good Reviewed on: 14th January 2023

Excellent

The best one im so happy with it Reviewed on: 14th January 2023

Easy to use

The website & application was so easy to use. Reviewed on: 14th January 2023

Great card

Easy to use app and good all round customer service Reviewed on: 14th January 2023

Straight forward process

Straight forward process to apply and you always get provided with regular updates and notifications Reviewed on: 14th January 2023

Best ever

Best ever best ever best ever best Reviewed on: 14th January 2023

I love the Zopa Card

I enjoy using the Zopa card. Excellent for top ups. Reviewed on: 14th January 2023

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