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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43480 reviews)

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4.94

Based on 43,480 reviews, last reviewed 14th Mar 2026

155100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great company Great company give you a second chance even if you have poor credit Reviewed on: 14th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43480)

There are the best

Reliable fast service does not leave you in a difficult situation, it is there for you when you need it. Thank you very much zopa Reviewed on: 14th January 2023

Amazing card to have

Really good card, rates, customer service :) must have if wanted a credit card with no stress Reviewed on: 14th January 2023

Really good credit card

Good service and really easy to use. Reviewed on: 14th January 2023

Great product

Great product and customer service Reviewed on: 14th January 2023

Best credit card ever

Best credit card ever. Amazing customer service,very easy to using a payment app.Reminder of payment coming on time.Highly recommended! Reviewed on: 14th January 2023

My Zopa

Excellent service and rates. Timely reminders. Reviewed on: 14th January 2023

Great card

Great company, easy to apply and the app is so easy to use. Always keep you updated. Reviewed on: 14th January 2023

Best credit card company

Would definitely recommend great app I am not brilliant with apps but this one works and easy to negotiate Reviewed on: 14th January 2023

No issue credit card

Easy to use app, easy to talk with customer service and understandable jargon Reviewed on: 14th January 2023

Easy to use and Helpful

I love that fact that I can put money in immediately and keep my use low on the card. Really helping to change spending behaviour and increase my credit score ! The APP is a game changer Reviewed on: 14th January 2023

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