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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Credit card

I think it’s great how easy to use the app to keep track of your spending, I like how you get notifications as soon as you spend on your card. Big thumbs up. Reviewed on: 14th January 2023

App

Good app. Very user friendly. Clear communications. Reviewed on: 14th January 2023

Excellent Service

Zopa has been very helpful in providing an credit card with a good rate. Reviewed on: 14th January 2023

Great

Great credit card especially if you have a lower credit score Reviewed on: 14th January 2023

Easy to use

App is easy and secure. Great card fir helping you kwep track of yoyr score. Reviewed on: 14th January 2023

Very Happy

Enable me to balance transfer some old credit card debt and get control of my finances Reviewed on: 14th January 2023

New credit card from Zopa

So far so good. Early days yet but got accepted with swiftly. App user friendly, easy to navigate, all done within the app and no need to go online. Reviewed on: 14th January 2023

Fantastic

No problems what so ever great service Reviewed on: 14th January 2023

Rebuilt my credit history

Helped turn round my finances , Reviewed on: 14th January 2023

Best credit card company

Having this credit card has helped me so much in building my credit score Reviewed on: 14th January 2023

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