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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Understanding and Accommodating

I came to Zopa when nobody wanted to give me a card. They gave me a card and now I am getting offers from those who turned me down. Reviewed on: 14th January 2023

One word, Excellent

Easy to apply, kept me informed all the way and great no, excellent customer service. Good interest rates Reviewed on: 14th January 2023

Exellent

Zopa credit card it's very nice and very helpful Reviewed on: 14th January 2023

Zopa to the world

Best credit card ever.As payment are made it is accessible. Reviewed on: 14th January 2023

Simply the best

Applied, accepted, card received in 2 days great service Reviewed on: 14th January 2023

Brilliant

Hassle free and easy to use , great Reviewed on: 14th January 2023

Excellent

Very good and helpful to build credit score. Reviewed on: 14th January 2023

Very good service

Easy to apply , easy to use and stress free Reviewed on: 14th January 2023

Great card

Does everything you need for a credit card. Everything visible from balances,purchases, rates all clearly Reviewed on: 14th January 2023

Best credit card company

Easy to use and great that payments are put onto the credit card instantly and not having to wait for 3-5 days. Highly recommended Reviewed on: 14th January 2023

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