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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Very efficient

4
Very efficient & good I had the option to use the card as soon as I was accepted Reviewed on: 14th January 2023

Good credit card

5
I had good experience with zapa credit card Reviewed on: 14th January 2023

Credit card

5
Easy to deal with and very informative Reviewed on: 14th January 2023

Best credit card

5
Ive been with zopa about 2 years, good rates good service excellent credit card. Reviewed on: 14th January 2023

Excellent

5
Best CC I have ever had. Faultless since the day I received and app is so easy to use Reviewed on: 14th January 2023

Credit card

5
I think it’s great how easy to use the app to keep track of your spending, I like how you get notifications as soon as you spend on your card. Big thumbs up. Reviewed on: 14th January 2023

App

5
Good app. Very user friendly. Clear communications. Reviewed on: 14th January 2023

Excellent Service

5
Zopa has been very helpful in providing an credit card with a good rate. Reviewed on: 14th January 2023

Great

5
Great credit card especially if you have a lower credit score Reviewed on: 14th January 2023

Easy to use

5
App is easy and secure. Great card fir helping you kwep track of yoyr score. Reviewed on: 14th January 2023

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