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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent Service

Zopa has been very helpful in providing an credit card with a good rate. Reviewed on: 14th January 2023

Great

Great credit card especially if you have a lower credit score Reviewed on: 14th January 2023

Easy to use

App is easy and secure. Great card fir helping you kwep track of yoyr score. Reviewed on: 14th January 2023

Very Happy

Enable me to balance transfer some old credit card debt and get control of my finances Reviewed on: 14th January 2023

New credit card from Zopa

So far so good. Early days yet but got accepted with swiftly. App user friendly, easy to navigate, all done within the app and no need to go online. Reviewed on: 14th January 2023

Fantastic

No problems what so ever great service Reviewed on: 14th January 2023

Rebuilt my credit history

Helped turn round my finances , Reviewed on: 14th January 2023

Best credit card company

Having this credit card has helped me so much in building my credit score Reviewed on: 14th January 2023

Efficient and very fair

Excellent service have recommended to friends and family Reviewed on: 14th January 2023

Good company

Effortless, simple, easy to use app. Reviewed on: 14th January 2023

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