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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43479 reviews)

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4.94

Based on 43,479 reviews, last reviewed 14th Mar 2026

155050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I’m extremely happy with my card! I’m extremely happy with my card!!! Reviewed on: 14th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43479)

The best credit card out there

I have a series of cards but the one i always try and use is the Zopa, I know where I am with easy access to an app, repayments are credited virtually straight away, unlike others, where you wait days for the payment to hit the account. Well done zopa keep up the good work Reviewed on: 14th January 2023

Great

Great credit card to have, great help if you need it and easy to talk to someone if you need it. Reviewed on: 14th January 2023

They are the best

Everything is so clear, simple, easy, payments are deducted immediately which I absolutely love! I'm going abroad next week, will be taking my card as an emergancy back up as they do not charge for transactions when abroad. I love that i can set a cushion of my credir limit for those important emergancies e.g washing machine breaks Reviewed on: 14th January 2023

Perfect

Friendly informative and a pleasure to have as your credit card provider Reviewed on: 14th January 2023

Very good

Very good and good easy app to use Reviewed on: 14th January 2023

Excellent service

Keep you updated on your account Reviewed on: 14th January 2023

Excellent Credit Card

I have only had exceptional service Admin staff friendly and helpful. I will definitely recommend the Zopa card to my family and friends and must say I have already recommended the Zopa Zopa cards to some of my family and friends. Reviewed on: 14th January 2023

Excellent credit card with affordable rates

Never had any problems with my Zopa card as the customer service team are bang on Reviewed on: 14th January 2023

Easy, helpful efficient

Easy to apply for, great communication simple to use Reviewed on: 14th January 2023

Absolutely brilliant

Absolutely excellent and payments good Reviewed on: 14th January 2023

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