Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Best Credit Card provider

The app is so easy to use, when you make an ad hoc payment with debit card it shows within 20 mins, so informative, friendly, user easy, best credit card I have ever had. They make it so easy to manage. Hope you win Reviewed on: 14th January 2023

First class no fuss service

Very helpful always keeping the customer aware of there account and giving advice on how best to deal with your personal account Reviewed on: 14th January 2023

A plus!

A+ everything from Zopa. Service, products and customer care is superb. Reviewed on: 14th January 2023

Ease and simplicity

Very impressed, easy and simple to use the app,crystal clear introduction Reviewed on: 14th January 2023

Fantastic customer service

On the one occasion I had a query, I was able to get an instant response from a customer service representative who was friendly, polite and helpful. Reviewed on: 14th January 2023

Amazing

Very good customer service very good app Reviewed on: 14th January 2023

Excellent card service

Absolutely amazing app and the seevice Reviewed on: 14th January 2023

One of the best offer

Happy with the service and easy to access, one of the best offers on the market... Reviewed on: 14th January 2023

Easy to navigate app

Really easy to use app and instant balance updates after payments so you always know where you are. No complaints Reviewed on: 14th January 2023

Epic

Great all round service, app is so helpful and easy to use, no complaints from me ! Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Allied Irish Bank - AIB 3.00 from 6 reviews
123 credit card (discontinued)
from Santander 3.99 from 162 reviews
Credit card
from Luma 4.00 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub