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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

I think the Zopa card is the Best credit card .

I just find the Zopa card is easy to use and you have the choice of how much you want to Repay each month and the interest rate charge is also low . Reviewed on: 14th January 2023

Great Product

Great card with loads of addition features that allow you to stay in control. Great customer service experience too, 5 stars from me. Reviewed on: 14th January 2023

Zopa-Fantastic card

I have been with them for just over a year now,the application was quick and simple. They are easy to deal with. The mobile app is great. Great company. Never had any problems. I would seriously recomend. Reviewed on: 14th January 2023

Operation

So easy to work , good interests rates. Reviewed on: 14th January 2023

It not just a credit card........

It's not just a credit card, it comes with so many other options, and I'm ecited what I can able to use in a future. At the moment, I've got a credit card, but who knows..... Reviewed on: 14th January 2023

My Zopa

I enjoy my zopa card as it is straight forward to use and i know if i need help or advise they are on hand. Reviewed on: 14th January 2023

Credit building.

This card has really helped me build my score back up. It’s easy use , and most importantly it has a savings pot which I find very refreshing. Reviewed on: 14th January 2023

Easy to use Great promotion

Gave me a chance to improve my credit rating Thank you Reviewed on: 14th January 2023

Excellent

I have really bad credit and these are the only one to offer me a card. It's helped loads to build my credit rating back up. The app is super simple to use and makes it a breeze to check available credit see my bill and even check my pin Reviewed on: 14th January 2023

The best credit card

Its fantastic credit card to use Reviewed on: 14th January 2023

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