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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43479 reviews)

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4.94

Based on 43,479 reviews, last reviewed 14th Mar 2026

155050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I’m extremely happy with my card! I’m extremely happy with my card!!! Reviewed on: 14th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43479)

Fast and efficient

I recently applied for a credit with Zopa, I found the process to be quick, efficient and my whole application was completed in minutes, brilliant. Reviewed on: 14th January 2023

Best credit card company

Easiest and the least stress I've had with a credit card! Reviewed on: 14th January 2023

Best

I've had this credit card about 6 months very good Apr and easy to setup on my app Reviewed on: 14th January 2023

Fantastic

Fantastic credit card. Terms are simple to understand everything well explained. The app is fantastic. Reviewed on: 14th January 2023

Zopa review

Excellent service easy to use app Reviewed on: 14th January 2023

The best card ever

Only zopa Help you always ! Don't wait just try Reviewed on: 14th January 2023

A company with people at their heart

Zopa are a company who gave me the chance to build or repair my credit status by giving me a realistic credit level and o.n the occasions I have contacted them.their customer service team have been top notch Reviewed on: 14th January 2023

LIFE SAVER

One of the best credit builder card it has helped me back on track can't thank them enough Reviewed on: 14th January 2023

Giving me the chance

Zopa gave me the opportunity to improve my credit rating and are there to help me when I need it Reviewed on: 14th January 2023

Very helpful

Helped me when I needed it when my credit wasn't rating wasn't very good. Reviewed on: 14th January 2023

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