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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44339)

Excellent company

5
Zopa are a fantastic credit card company with really good customer support service highly recommended Reviewed on: 14th January 2023
Sarahstickler 's avatar
Sarahstickler

Very happy with zopa credit card

5
I’m happy to use this credit card! Thanks Zopa!! Reviewed on: 14th January 2023
Iurie Gavrilan's avatar
Iurie Gavrilan

Very easy to set up and they are very helpful

5
I never felt pressured at any point Reviewed on: 14th January 2023
Luis Freitas's avatar
Luis Freitas

Great card

5
Great card with an easy to use app everything is very simple and understandable Reviewed on: 14th January 2023
Janina Hedley's avatar
Janina Hedley

Highly recommend

5
Zopa was the only one who accepted me as a client to build my credit score. With no history or bad credit because I didn`t have loans, mortgage, etc. they offered me a credit card. Reviewed on: 14th January 2023
Sabina Iolanda Stanescu Groparu's avatar
Sabina Iolanda Stanescu Groparu

Great card

5
The app is really good to use and you can manage you account with ease on if Reviewed on: 14th January 2023
Kara's avatar
Kara

I recommend

4
The best card ever i have i recommend Reviewed on: 14th January 2023
Mariana Popa's avatar
Mariana Popa

Top Notch

5
Quick, easy, friendly!! Easy application, simple straightforward, open and honest. I know exactly where I stand and even though I am in a good place financially I feel like, unlike alot of companies out there, if I had problems Zopa would be more than happy to.help. Jave already taken more products (very competitive savings) and look forward to a long rewarding relationship. Reviewed on: 14th January 2023
Rich's avatar
Rich

Straight forward

5
From start to finish straight forward, no hassle, totally would recommend it to anyone. Reviewed on: 14th January 2023
angiemolly@aol.com's avatar
[email protected]

Best credit card provider!

5
Simple to use, good credit limit and access to low rates loans! Reviewed on: 14th January 2023
pimentel1980@sapo.pt's avatar
[email protected]

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