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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Very easy to set up and they are very helpful

5
I never felt pressured at any point Reviewed on: 14th January 2023
Luis Freitas's avatar
Luis Freitas

Great card

5
Great card with an easy to use app everything is very simple and understandable Reviewed on: 14th January 2023
Janina Hedley's avatar
Janina Hedley

Highly recommend

5
Zopa was the only one who accepted me as a client to build my credit score. With no history or bad credit because I didn`t have loans, mortgage, etc. they offered me a credit card. Reviewed on: 14th January 2023
Sabina Iolanda Stanescu Groparu's avatar
Sabina Iolanda Stanescu Groparu

Great card

5
The app is really good to use and you can manage you account with ease on if Reviewed on: 14th January 2023
Kara's avatar
Kara

I recommend

4
The best card ever i have i recommend Reviewed on: 14th January 2023
Mariana Popa's avatar
Mariana Popa

Top Notch

5
Quick, easy, friendly!! Easy application, simple straightforward, open and honest. I know exactly where I stand and even though I am in a good place financially I feel like, unlike alot of companies out there, if I had problems Zopa would be more than happy to.help. Jave already taken more products (very competitive savings) and look forward to a long rewarding relationship. Reviewed on: 14th January 2023
Rich's avatar
Rich

Straight forward

5
From start to finish straight forward, no hassle, totally would recommend it to anyone. Reviewed on: 14th January 2023
angiemolly@aol.com's avatar
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Best credit card provider!

5
Simple to use, good credit limit and access to low rates loans! Reviewed on: 14th January 2023
pimentel1980@sapo.pt's avatar
[email protected]

Best credit card I have

5
Been brilliant from day 1, would definitely recommend. Reviewed on: 14th January 2023
Trevor Summers's avatar
Trevor Summers

Useful card

5
Since I open a credit card with zopa I used it frequently and I am okay with them ! Reviewed on: 14th January 2023
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Anonymous

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