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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43479 reviews)

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4.94

Based on 43,479 reviews, last reviewed 14th Mar 2026

155050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I’m extremely happy with my card! I’m extremely happy with my card!!! Reviewed on: 14th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43479)

Helpful service

Zopa are a fantastic company. The customer service is excellent and the app is extremely easy to use and accessible. I would highly recommend their credit card. Reviewed on: 14th January 2023

Great

It was easy to apply for am pleased with it Reviewed on: 14th January 2023

Excellent service

Very good credit card .and great app also. Reviewed on: 14th January 2023

Best bank all round

See to use app. quick and reliable Reviewed on: 14th January 2023

The card is really good

Really easy to use and easy to put money back on it Reviewed on: 14th January 2023

Good customer service, flexibility, ready to assist , no hidden charges,

I was supported a great deal when I ran into issues. I experienced friendly customer service, ready to assist and support Reviewed on: 14th January 2023

Inclusive and Transparent

when you’ve been turned away everywhere else, it’s refreshing to have an opportunity to build your credit like everyone else. They give you a reasonable starting credit limit and show you everything. It’s really easy to track your progress and edit things like your payment and statement dates. Reviewed on: 14th January 2023

Awesome

Awesome card and easy to use app Reviewed on: 14th January 2023

Great credit card

Really easy to use and good App with plenty of support would highly recommend Reviewed on: 14th January 2023

Easy credit

I find the card useful and easy to use. Reviewed on: 14th January 2023

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