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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Best credit card provider!

Simple to use, good credit limit and access to low rates loans! Reviewed on: 14th January 2023

Best credit card I have

Been brilliant from day 1, would definitely recommend. Reviewed on: 14th January 2023

Useful card

Since I open a credit card with zopa I used it frequently and I am okay with them ! Reviewed on: 14th January 2023

Brilliant

Zopa is just a superb credit card and not like a lot of credit cards where you have to wait days for the payment to go through zopa take minutes and its credited to your account almost emmediatley I throughly recommend it Reviewed on: 14th January 2023

Great service and product!

Credit done great! It no longer feels like a burden to access finance, more of a partnership with a great mentor! Reviewed on: 14th January 2023

Good credit

They give good credit facilities Reviewed on: 14th January 2023

Excellent Provider

Have had no issues with Zopa, always provides information about my account in good time such as when and how much I need to pay every month. The App gives all the information about my account I need. Reviewed on: 14th January 2023

Quick an easy to sign up an use

Couldn’t be happier with the service so easy to use an keep track of Reviewed on: 14th January 2023

Very good service

Very good and efficient service, very helpful. Reviewed on: 14th January 2023

Balance transfer card

One of the best balance transfer cards out there. Reviewed on: 14th January 2023

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