Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
45% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Very good

5
They have been very supportive and helpful Reviewed on: 11th January 2023

A fuss free dream !

5
Zopa are the best around. Simple accounts that offer great rates and a seamless app. Changing to Zopa was the best financial decision I've ever made ! Reviewed on: 11th January 2023

Great card

5
Very easy to use as a provider and I would highly recommend to any one looking for a credit card Reviewed on: 11th January 2023

Veselin

5
Everything is fine. I am very pleased. I receive accurate information about current products and services Reviewed on: 11th January 2023

Good card

4
Good card company with a good app to back up the card Reviewed on: 11th January 2023

Mr jahangir Rana

5
I’m so happy coz I’m new coustmer Reviewed on: 11th January 2023

Brilliant

5
Zopa is a great credit card to have and I wouldn’t be without it now Reviewed on: 11th January 2023

Superb

5
This card suites me perfectly a small limit. Yet I can pay if off easily without incuring interest fee's. Also the way I have gained there trust they increased the limit to which is easily manageable. With this in hand it has helped me gain a higher credit score as it continues to get better. I will able to achieve other cards if needed with Zopa's help Reviewed on: 11th January 2023

Easy to apply

5
Application process is easy, good interest rate, app is easy to understand Reviewed on: 11th January 2023

top credit card provider

5
i have zopa credit card i say this comapany is best go above and beyond i very highly recommend them wont be dissapointed Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
    View all products