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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

A great, 2 in 1 credit card!

I love the split credit limit aspect of this card, you get one limit to spend and the other to transfer balances, with a great introductory transfer rate. It's proven to be a lifeline for me because my credit history isn't perfect. Highly recommended! Reviewed on: 14th January 2023

Zopa staff

Very helpful polite,very good service overall they servere to please customers Reviewed on: 14th January 2023

Great service

Great service and better rate than any off the others credit card. Reviewed on: 14th January 2023

Very good service

Very good, reliable and professional Reviewed on: 14th January 2023

Only card you will need.

Great prices and customer service. Easy to use app. What more do you need? Reviewed on: 14th January 2023

Excellent

Good customer service. And easy to use Reviewed on: 14th January 2023

Great app, very easy to use

Great app very easy to use. Questions answered easily and app is clear and accessible Reviewed on: 14th January 2023

There when needed

They helped me through a difficult time and were understanding. Reviewed on: 14th January 2023

Good Credit Card

Give opportunity to who is starting to build credit Reviewed on: 14th January 2023

Smart banking

User friendly app, great customer service Reviewed on: 14th January 2023

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