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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43478 reviews)

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4.94

Based on 43,478 reviews, last reviewed 14th Mar 2026

155000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great company happy customer Easy to use app, great products and good customer service Reviewed on: 14th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43478)

Helped when needed

I needed a little help quickly and Zopa came to my rescue immediately. Sure easy application and I had the Credit card to help with my needs. Highly recommended this company. Reviewed on: 14th January 2023

Fantastic

Fantastic customer service and online account really easy to use Reviewed on: 14th January 2023

cracking credit card

when you find your past credit history not the best zopa try to be fair when offering a credit card I would recommend this card to anyone wanting to rebuild their credit history Reviewed on: 14th January 2023

Fantastic credit

This company are really good always someone to help when needed good customer care. Reviewed on: 14th January 2023

Friendly app and customer service

Always felt valued. Secure app and great customer service. Reviewed on: 14th January 2023

Excellent

Easy and fast to use. Nice low credit. Not forced to a credit increase Reviewed on: 14th January 2023

Credit card borrowing

Zopa have made me to realise that I could have a credit card and use it sensibly for my everyday shopping needs. Once I understand that I could consolidate my debts with Zopa helping out I am delighted with the state my financial health now is at. Well done to Zopa for having my back. Reviewed on: 14th January 2023

They don't offer more than you can afford,they always keep you up to date on your account.

I have a bad credit rating,they help me to get my rating up with support,and understanding. Reviewed on: 14th January 2023

Very nice and easy to use

Totally recommend this product to anyone who needs an extra money in the pocket Reviewed on: 14th January 2023

Very good

All ways helpful and there for you and easy to understand Reviewed on: 14th January 2023

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