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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great card

The app is really good to use and you can manage you account with ease on if Reviewed on: 14th January 2023

I recommend

The best card ever i have i recommend Reviewed on: 14th January 2023

Top Notch

Quick, easy, friendly!! Easy application, simple straightforward, open and honest. I know exactly where I stand and even though I am in a good place financially I feel like, unlike alot of companies out there, if I had problems Zopa would be more than happy to.help. Jave already taken more products (very competitive savings) and look forward to a long rewarding relationship. Reviewed on: 14th January 2023

Straight forward

From start to finish straight forward, no hassle, totally would recommend it to anyone. Reviewed on: 14th January 2023

Best credit card provider!

Simple to use, good credit limit and access to low rates loans! Reviewed on: 14th January 2023

Best credit card I have

Been brilliant from day 1, would definitely recommend. Reviewed on: 14th January 2023

Useful card

Since I open a credit card with zopa I used it frequently and I am okay with them ! Reviewed on: 14th January 2023

Brilliant

Zopa is just a superb credit card and not like a lot of credit cards where you have to wait days for the payment to go through zopa take minutes and its credited to your account almost emmediatley I throughly recommend it Reviewed on: 14th January 2023

Great service and product!

Credit done great! It no longer feels like a burden to access finance, more of a partnership with a great mentor! Reviewed on: 14th January 2023

Good credit

They give good credit facilities Reviewed on: 14th January 2023

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