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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43478 reviews)

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4.94

Based on 43,478 reviews, last reviewed 14th Mar 2026

155000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great company happy customer Easy to use app, great products and good customer service Reviewed on: 14th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43478)

Great company

Show customers care and look afer there customers are kept informed throughout. Reviewed on: 14th January 2023

Cheap for repayment

Monthly charges are very much affordable Reviewed on: 14th January 2023

Excellent customer service

Good interest rates, excellent customer service, easy to use app Reviewed on: 14th January 2023

All round great experience

Good interest rates. Easy management of credit card through the app. Good communication from Zopa. Reviewed on: 14th January 2023

Wery good

Good Credit card and company Reviewed on: 14th January 2023

zoperb

Overall use of credit card is good. App is easy to use. Reviewed on: 14th January 2023

Perfect

Very easy to set up and very good all in all Reviewed on: 14th January 2023

Great card

This card has been easy to use and never had a problem with it. Reviewed on: 14th January 2023

Great service fast respone

Great customer service fast payments Reviewed on: 14th January 2023

Helps to manage your money

Instant transaction notification and the fact that you can pay off the balance via the app pretty much the next day is a god send. No more waiting for 4 days for the transaction to clear before I can pay any balance. Reviewed on: 14th January 2023

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