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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Even dinosaurs could use Zopa

I am a dinosaur, age and mind, so modern technology does not come easy, Zopa makes the whole experience of getting and having a credit card online using a phone so simple! Why can’t others follow their example. My experience with them has given me more confidence in dealing with these things in a more modern way rather than face to face over a desk. I am really pleased I took the leap!!!!! Reviewed on: 14th January 2023

Zopa credit was there for me when I needed a credit card

I am a customer who has no complaints and very happy with the service I receive from Zopa. I would recommend to friends and family Reviewed on: 14th January 2023

Amazing!

Didn't have the best credit score but they gave me a credit card that works well a good borrowing credit and helping me improve my score at the same time, i have recommended my friends and they are just as happy as i am. Reviewed on: 14th January 2023

Fantastic company

Zopa have been a great company. Well thought out app and website. Always very helpful and always polite. Highly recommend Reviewed on: 14th January 2023

A credit to the credit card industry

A company that makes accessing credit easier! Fantastic communications and ease of use via the app… couldn’t ask for more! Reviewed on: 14th January 2023

Brilliant

Best credit card company, quick and easy application and quick delivery, customer service is also great Reviewed on: 14th January 2023

Great card

Transparent service, you know exactly what you get and no hidden fees, communication seedings to none Reviewed on: 14th January 2023

Very easy to apply

Very easy to apply and updated constantly, then I applied for a loan and you can see everything on the app Reviewed on: 14th January 2023

Excellent sevice

My credit card exp is great, for credit increase, excellent aap service, amazing. All the time they keep eye for further offers excellent. Reviewed on: 14th January 2023

Zopa is a great credit card

Good credit card company, keeps you informed on all aspects of the benefits of having the card. Good customer service as well. Reviewed on: 14th January 2023

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