Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44354)

Excellent Provider

5
Have had no issues with Zopa, always provides information about my account in good time such as when and how much I need to pay every month. The App gives all the information about my account I need. Reviewed on: 14th January 2023
Christine Hannan's avatar
Christine Hannan

Quick an easy to sign up an use

5
Couldn’t be happier with the service so easy to use an keep track of Reviewed on: 14th January 2023
Jcoles's avatar
Jcoles

Very good service

5
Very good and efficient service, very helpful. Reviewed on: 14th January 2023
lea-annedean's avatar
lea-annedean

Balance transfer card

5
One of the best balance transfer cards out there. Reviewed on: 14th January 2023
Etjens Masjutins's avatar
Etjens Masjutins

A great, 2 in 1 credit card!

5
I love the split credit limit aspect of this card, you get one limit to spend and the other to transfer balances, with a great introductory transfer rate. It's proven to be a lifeline for me because my credit history isn't perfect. Highly recommended! Reviewed on: 14th January 2023
F Riaz's avatar
F Riaz

Zopa staff

5
Very helpful polite,very good service overall they servere to please customers Reviewed on: 14th January 2023
Rick hinton's avatar
Rick hinton

Great service

5
Great service and better rate than any off the others credit card. Reviewed on: 14th January 2023
Bryan Siddall's avatar
Bryan Siddall

Very good service

5
Very good, reliable and professional Reviewed on: 14th January 2023
Vasileios Psarros's avatar
Vasileios Psarros

Only card you will need.

5
Great prices and customer service. Easy to use app. What more do you need? Reviewed on: 14th January 2023
Nick Denning's avatar
Nick Denning

Excellent

5
Good customer service. And easy to use Reviewed on: 14th January 2023
Jack linter's avatar
Jack linter

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill