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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
45% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Great card

5
I had never heard of Zopa but really pleased to be with them. Easy application message is clear encourages savings interest communication is good. What I enjoy is the simplicity and ease but also ensuring you use and spend responsibly Reviewed on: 11th January 2023

helpful and understanding

5
Love my Zopa card , always helpful when on phone, never had a problem at all and if I did their customer service are brilliant at helping out Reviewed on: 11th January 2023

Great bank

5
Helpful and Easy banking and a great way to save to Reviewed on: 11th January 2023

Great choice

5
Very easy app , great card helping me to get back on track Reviewed on: 11th January 2023

Helpful

5
Easy to access and view my account. Good financial advice. Reviewed on: 11th January 2023

Amazing

5
Amazing easy to use and very fast Reviewed on: 11th January 2023

Best provider ever

5
I have my credit card with Zopa Very easy to use and deal 5 star services Reviewed on: 11th January 2023

Very easy to deal with

5
Very friendly staff and very helpful Reviewed on: 11th January 2023

CREDIT CARD

5
GREAT COMPANY WHO GOES OUT OF IT WAY TO HELP YOU BACK TO GET A GOOD CREDIT RATING Reviewed on: 11th January 2023

Best credit card provider

5
Understanding listen to customer needs always willing to assist Reviewed on: 11th January 2023

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