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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

No hassle

Easy no fuss no hassle never have a problem an can always contact Reviewed on: 14th January 2023

Great company

Excellent service, communication and regular updates Reviewed on: 14th January 2023

No problems

Was easy to apply and have been very happy with the service I have received. Also keep you updated with your spends etc Reviewed on: 14th January 2023

Credit card

I was looking at getting a credit card and came across Zopa. I applied got accepted and had my card within a week. It’s perfect for what I need and the app is super easy to use I would definitely recommend them to anyone ! Reviewed on: 14th January 2023

Zopa Credit Card

Very good customer service and easy to use app for convenience. Reviewed on: 14th January 2023

Brilliant

Easy to use and easy to keep track of on app Reviewed on: 14th January 2023

Easy Zopa App

Excellent credit card .. no hassling phone calls .. and a excellent easy app to use 5* Reviewed on: 14th January 2023

Trusted

Customer service is excellent, they care about my needs. Reviewed on: 14th January 2023

EASY, EASY , everything

The whole process has been very easy, low interest rates and very good customer service. Thank you. Reviewed on: 14th January 2023

Amazing. Credit booster

I had little to poor credit, I wasn't even expecting to be successful in my application, but this little card is helping me boost my credit so much, absolutely love it Reviewed on: 14th January 2023

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