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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

93% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

So Easy to use with real-time updates

Great Card , so easy to use , Real time updates via the App , Good communication . Reviewed on: 11th January 2023

Best one

I can really recommend that company! Reviewed on: 11th January 2023

Zopa card

Brilliant service and knowing your card is in your wallet for those little things you enjoy is so worth it Reviewed on: 11th January 2023

My favourite credit card

Zopa is by far my favourite credit card, the app is perfectly user friendly, I love the savings aspect it’s a great touch and makes me feel like they actually care about my money rather than feeding them with interest fees they’re giving me something back. Reviewed on: 11th January 2023

Help when i needed it

Great credit card, my credit score wasn't the worst not the best zopa helped me on my way to better credit score and ultimately better credit Reviewed on: 11th January 2023

Really easy and hassle free card

Helped me get back in control of my credit score, really helpful app and helpful advice about rebuilding my credit score after being hit by the recession Reviewed on: 11th January 2023

Easy and straightforward

This card is easy and straightforward to use. I applied for the card so I could improve my credit score. I have increased it a little and was offered an increase in credit which I didn’t accept at first. I would recommend Zopa to anyone who has a bad credit score and wants to improve. Reviewed on: 11th January 2023

Excellent customer service

Easy Mobile app. Easy and fast customer services reply. Reviewed on: 11th January 2023

Excellent

Very professional and friendly service Reviewed on: 11th January 2023

Brilliant Bank

Any deposit or withdrawal is show almost instantaneously on the Zopa app which is very reassuring security wise. The savings account interest rate is one of the best on the Uk market! We’ll not be moving away! Reviewed on: 11th January 2023

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