Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43478 reviews)

View other Zopa products

4.94

Based on 43,478 reviews, last reviewed 14th Mar 2026

155000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great company happy customer Easy to use app, great products and good customer service Reviewed on: 14th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43478)

Excellent card

Dope is great card and help is always there I always enjoy my card Reviewed on: 14th January 2023

Great company for credit card

Easy to apply an app to help monitor ur account Reviewed on: 14th January 2023

Straightforward, no fuss

It was simple to set up. Payments are credited to account instantly. Decent app Reviewed on: 14th January 2023

Easy and perfect in time.

ZOPA help me when l need help. Thank you ZOPA for your support and for your professional attitude. Reviewed on: 14th January 2023

Brilliant service

Take care of your limite sister you can afford payments Reviewed on: 14th January 2023

Excellent

I’ve enjoyed using the Credit Card Reviewed on: 14th January 2023

Awesome benefits and reliable

Always great to take emergency cash and Zopa never fails. The app is easy to use and works flawlessly. The rates are great and I never feel like I’m being punished with rates. Does what it’s supposed to do and has great features. Reviewed on: 14th January 2023

Fantastic all round service

Oh so simple application process with instant decision...the app is superb and the acc so flexible. Zopa communication is spot on too....not irritating or overbearing, nor are you left in the wilderness. ***** Reviewed on: 14th January 2023

Good credit builder

It’s been great and I can not thank them enough Reviewed on: 14th January 2023

Very happy with service

Always helpful and there to help Apps is very helpful and helps pay your account each month and can pay more if you can afford to Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

American Express Credit Card
from American Express 3.17 from 101 reviews
Classic Credit Card
from Capital One 4.06 from 284 reviews
Initial Credit Card
from Barclaycard 4.01 from 118 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1535 reviews
Current account
from Zopa 4.94 from 5945 reviews
Smart Saver
from Zopa 4.94 from 8042 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub