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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy to apply for speedy response

I found the overall experience easy and straightforward Reviewed on: 14th January 2023

Great card

Brilliant credit card good to build your rating Reviewed on: 14th January 2023

Great service

Building my credit rating with Zopa is great Reviewed on: 14th January 2023

Fair provider

Understanding and fair credit card provider, 10/10 Reviewed on: 14th January 2023

Friendly, fast, easy

Quick application process, efficient service. Reviewed on: 14th January 2023

Simply the best

Easy to manage and better communication by provider. Reviewed on: 14th January 2023

Quality

Helped me when I needed it, great company Reviewed on: 14th January 2023

Awerded

Good work on the site, professional work and so quickly. Reviewed on: 14th January 2023

Very good

Professional and helpful , stress free and highly recommended Reviewed on: 14th January 2023

Incredible & economical of best rate!

The best so far, at affordable rate which i will give it a 100% best to me, I have a rest of mind on that which it makes me Happy, I can gladly recommend it to my friends and family. Reviewed on: 14th January 2023

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