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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43477 reviews)

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4.94

Based on 43,477 reviews, last reviewed 13th Mar 2026

155000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zop helped me get my credit status back up great co... Zopa helped me get my credit status back up great company highly recommended if you need a credit card zopa is the one Reviewed on: 13th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43477)

Helpful

Money when I needed it most. It is nice to have a credit card provider that has faith in its customers Reviewed on: 14th January 2023

Good company

Easy to apply,and use,very good company,very happy with zopa,everythings straight forward Reviewed on: 14th January 2023

Excellent card Great service

An excellent card with an app that’s very user friendly. Reviewed on: 14th January 2023

Amazing Customer service and quick access

Almost seamless and quick access to all the services and the foreign exchange rates very competitive, had issues with a transaction once and customer service resolved the issue promptly Reviewed on: 14th January 2023

Excellent

Ive been using zopa since past 6 months and I found it easy to use and manage Reviewed on: 14th January 2023

Fantastic online experience

Increased my credit score because zopa helped me control my spending notifications of every transaction helped me no end in getting my finances under control thank you zopa Reviewed on: 14th January 2023

Best credit card provider!

Everything so easy and amazing customer service ,the app its better then my natwest account app. Reviewed on: 14th January 2023

Credit card

I was offered the Zopa credit card by the comparing site, and I must say that I do not regret it. The app is easy to understand and see the balance, the credit score, make the payments and etc. Reviewed on: 14th January 2023

Easy credit card

It was easy to apply for and even easy to pay back with the zopa app Reviewed on: 14th January 2023

The best credit card to rebuild your credit rating!

I absolutely love Zopa. They are the best company for rebuilding your credit score and their app is so easy to navigate. I would recommend Zopa to everybody. Reviewed on: 14th January 2023

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