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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Best by far

This credit card is the best I have had was simple to apply for . The app is very efficient and easy to use . Always kept upto date with what's happening on the Zopa family . Reviewed on: 14th January 2023

Great service

Easy to use and great service..I recommend to all my friends.. Reviewed on: 14th January 2023

Zopa for no.1

Very good company and app. Good customer service and range of products. Reviewed on: 14th January 2023

Good app

Easy working with and good app easy to work money only grip should put limits up more frequently Reviewed on: 14th January 2023

Great

The Zopa experience is exceptional Reviewed on: 14th January 2023

App brilliant. Clear and helpful

Good service great app easy access to account Reviewed on: 14th January 2023

The best credit card on the market

The best credit card on the market, the app is easy to use Reviewed on: 14th January 2023

great for quicky

ideal for quick spending if you need it , fee reasonable , no hidden costs Reviewed on: 14th January 2023

Simple, clear with lots of comms

Just a brilliant company. Really clear easy to follow and you know where you stand Reviewed on: 14th January 2023

Spot on.

Very easy to use and very useful tools in app. No complaints at all Reviewed on: 14th January 2023

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