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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,477 reviews, last reviewed 13th Mar 2026
155000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Zop helped me get my credit status back up great co... Zopa helped me get my credit status back up great company highly recommended if you need a credit card zopa is the one Reviewed on: 13th March 2026
Malcolm wall 's avatar
Malcolm wall

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43477)

Brilliant

5
Brilliant credit card and contact we the company is very good , any issues gets delt with brilliant service. Highly reccomend to anyone … great for building credit and very far too Reviewed on: 14th January 2023
Mickey Scott's avatar
Mickey Scott

Great Credit Card

5
This credit card is great! The app is also very easy to use to keep track of your spend. Customer service are there to help with any issues you have and it doesn’t feel a hassle. A little bonus is the card is so nice with the colours. I would recommend this to anyone. Reviewed on: 14th January 2023
Lauren Crainie's avatar
Lauren Crainie

Brilliant

5
Very useful and easy for to manage I love this card and I wish all my cards was like this one Reviewed on: 14th January 2023
Ian Henry's avatar
Ian Henry

A great credit card

5
A friendly helpful company always looking at your finances to help you save money and improve your current situation. Reviewed on: 14th January 2023
Christopher Pettitt's avatar
Christopher Pettitt

Best ever

5
Easy to apply easy to track spending Reviewed on: 14th January 2023
Julie 's avatar
Julie

Excellent

5
Easy to use and work with, helped me get credit history back in the right direction Reviewed on: 14th January 2023
Stef's avatar
Stef

Quick Easy Application

5
A quick and easy application process, everything was clear and my card arrived soon after, good company would recommend Reviewed on: 14th January 2023
Paul French's avatar
Paul French

Zopa are upfront keeps you updated

5
Great experiance keeps me updated with my spending and clears payments made on same day no waiting 3 days for payments to show in your account Reviewed on: 14th January 2023
Laura 's avatar
Laura

Best card ever

5
Easy to handle, everything is clear , no hidden charges. Flexible repayment you don't have to pay on exact day , you can spread your monthly repayment up to agreed date. That's mean if your repayment date is 10th every month and you pay 10£ before that date it's count as pert of your monthly repayment and make it lower . Reviewed on: 14th January 2023
Rafal's avatar
Rafal

Very good

5
Very useful finance company, highly recommended Reviewed on: 14th January 2023
Neil Baber's avatar
Neil Baber

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