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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Zopa credit card

This has helped me massively during a dry period of work and was a godsend over Christmas. Reviewed on: 14th January 2023

No drama

Easy to communicate as said before no drama Reviewed on: 14th January 2023

Credit made easy

So easy to setup, add to your digital wallet and have that backup credit on hand to give you peace of mind Reviewed on: 14th January 2023

Simplicity & Fairness

Zopa are really easy to set up, communicate with, find support, use the app etc. I have six credit cards and yet theirs is the most user friendly and accessible. They also have very fair interest rates and fees etc. Reviewed on: 14th January 2023

Amazing company!

Zopa are brilliant they really understand their customers Reviewed on: 14th January 2023

Easy form to fill in immediate response I was excepted and have piece of mind with zopa

I feel confident now I have money to fall back on in case of emergency Reviewed on: 14th January 2023

Nice

……Good ////::::one…….is the best Reviewed on: 14th January 2023

Grateful

When i was starting out Zopa was the only company that offered me a credit card with a good APR - straight out of uni. In a very small amount of time i had managed to build my credit to excellent. Their services are easy to use and their customer support is always quick and reliable Reviewed on: 14th January 2023

Credit card

So easy to use the on line app.affordable interest rates .Good notification Reviewed on: 14th January 2023

Simply the best customer experience

Simply the best: from the start the experience has been flawless. Can’t fault the team and the customer service. Thank you Reviewed on: 14th January 2023

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