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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Quality

Helped me when I needed it, great company Reviewed on: 14th January 2023

Awerded

Good work on the site, professional work and so quickly. Reviewed on: 14th January 2023

Very good

Professional and helpful , stress free and highly recommended Reviewed on: 14th January 2023

Incredible & economical of best rate!

The best so far, at affordable rate which i will give it a 100% best to me, I have a rest of mind on that which it makes me Happy, I can gladly recommend it to my friends and family. Reviewed on: 14th January 2023

Best by far

This credit card is the best I have had was simple to apply for . The app is very efficient and easy to use . Always kept upto date with what's happening on the Zopa family . Reviewed on: 14th January 2023

Great service

Easy to use and great service..I recommend to all my friends.. Reviewed on: 14th January 2023

Zopa for no.1

Very good company and app. Good customer service and range of products. Reviewed on: 14th January 2023

Good app

Easy working with and good app easy to work money only grip should put limits up more frequently Reviewed on: 14th January 2023

Great

The Zopa experience is exceptional Reviewed on: 14th January 2023

App brilliant. Clear and helpful

Good service great app easy access to account Reviewed on: 14th January 2023

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