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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Amazing

Amazing company great customer service and always there when needed Reviewed on: 14th January 2023

Great apr on purchases

Great apr on purchases. Lower than most. Easy to make payments and manage account online/through the app. No problems. 10/10 Reviewed on: 14th January 2023

Highly recommend

Very helpful very easy to apply very happy Reviewed on: 14th January 2023

Great service, loads more information on the app than other providers

Help with understanding your credit score, clear repayment dates Reviewed on: 14th January 2023

Excellent service

Very easy to apply. Approval through in minutes and credit available in hours. Reviewed on: 14th January 2023

Brilliant Company.

Very pleased with this company. Helpful and a great company to be with. Reviewed on: 14th January 2023

Does what it says

Easy application, excellent customer support, and manageable credit limit makes it my go-to credit card. Reviewed on: 14th January 2023

Great product

Flexible and easy to manage. Like credit cushion feature. Reviewed on: 14th January 2023

Brilliant

Was so easy to apply for it, everything was explained beforehand, I knew what my limit was and how much Apr I would need to pay straight away. Reviewed on: 14th January 2023

Great credit card so easy to apply

Low interest and simple to use easy to apply to Reviewed on: 14th January 2023

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