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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,473 reviews, last reviewed 13th Mar 2026
154800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

easy to setup & overall great service easy to setup & overall great service Reviewed on: 13th March 2026
Anthony Lovell's avatar
Anthony Lovell

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (43473)

Great credit card

5
Great credit card easy to pay instalments and easy to pay off one hit Reviewed on: 14th January 2023
David hyde's avatar
David hyde

Extremely happy with product

5
Extremely happy with product, using it for last six months, Reviewed on: 14th January 2023
r.maxwell9@outlook.com's avatar
[email protected]

First class

5
Great app easy to use ,friendly staff and great rates Reviewed on: 14th January 2023
Richard Scanlan's avatar
Richard Scanlan

Brilliant

5
Very good company with good customer service and good rates on there credit card Reviewed on: 14th January 2023
Thomas Askew's avatar
Thomas Askew

Great rates and easy to apply

5
Great rates and easy application process. App is really useful and easy to use Reviewed on: 14th January 2023
Kevin Hogben's avatar
Kevin Hogben

Customer service

5
I have Zopa credit card from last year they have got best customer service. Whenever I call they help and guide in best of their efforts. Reviewed on: 14th January 2023
Usama Zahid's avatar
Usama Zahid

Excellent

5
Excellent service and very helpful if you need help Reviewed on: 14th January 2023
Karen's avatar
Karen

Very satisfied customer

5
Zopa process transactions very quickly which allows accurate control of my account. This together with regular updates and reminders makes account control much easier than other credit cards. Website is very easy to navigate. Reviewed on: 14th January 2023
Calum campbell's avatar
Calum campbell

Great credit card

4
Great credit card, good communication from company, good customer service, highly recommend. Reviewed on: 14th January 2023
Dee's avatar
Dee

Hassle free credit card

5
My credit card is handy,there's also an app to make payments check what I've spent its just easy to use Reviewed on: 14th January 2023
Terence mcmahon 's avatar
Terence mcmahon

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