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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Flexible spending

5
The credit card is such a great way to increase your credit score! Reviewed on: 14th January 2023
Pierre Gill 's avatar
Pierre Gill

super service

5
excellent customer service and help with your account Reviewed on: 14th January 2023
clayton turner's avatar
clayton turner

Outstanding professional services

5
Zopa is outstanding. Their staff are very supportive and promptly respond to queries at all times. Getting a loan and a credit card from them took less than 5 minutes! Their services remain the best experience that I have ever had. I highly recommend them to families, friends, and everyone. Reviewed on: 14th January 2023
Uchenna Egwu's avatar
Uchenna Egwu

Excellent

5
Amazing good Apr, absolutely nice Reviewed on: 14th January 2023
Adewole Oluwabusayo JAMES 's avatar
Adewole Oluwabusayo JAMES

the most prompt

5
very happy with the services provided. easy to understand for everyone Reviewed on: 14th January 2023
Daniel Nicolae 's avatar
Daniel Nicolae

Quick and easy

5
Was speedy to register with then and communication with them is the best I've ever had with a card provider. Reviewed on: 14th January 2023
Simon's avatar
Simon

Amazing service

5
Always willing to help and easier to use. Reviewed on: 14th January 2023
Shayan Arif's avatar
Shayan Arif

Amazing service

5
Everything is updated in real time & all the online interfaces are so intuitive. Amazingly smooth service and you know exactly where you are with your credit as well. Additionally to this their customer service is so proactive & there’s also financial information that they provide as well; all round just a fantastic company! Reviewed on: 14th January 2023
James Dalton's avatar
James Dalton

best

5
simply and easy to use , happy costumers Reviewed on: 14th January 2023
Silviu-Cosmin Epure's avatar
Silviu-Cosmin Epure

Review

5
Very easy to apply, app is easy to use and allows you to keep check of your spending and payments required. Reviewed on: 14th January 2023
Clare's avatar
Clare

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