Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Amazing

Super really helpful if ever have a problem defeating number 1 Reviewed on: 14th January 2023

Been using to build my credit

Using zopa card to help me build my credit and find it so to keep in control of my spending Reviewed on: 14th January 2023

Excellent credit card provider

Since I hv been using Zopa credit card. I hv never had any issues with them. Its a provider i will recommend to everyone with the app also being user friendly and zopa has good customer services. Reviewed on: 14th January 2023

Fab access to banking!

Their app is so easy to use and on the occasion you forget your pin, you can access it online! Reviewed on: 14th January 2023

Card

Not a bad card very helpful great Reviewed on: 14th January 2023

Best credit card yet

The app is very simple to use and I have had no problems Reviewed on: 14th January 2023

User friendly

Easy online application and user friendly website. Helpful reminders for payments and balances. Reviewed on: 14th January 2023

Excellent customer service

Great card, great app easy to use excellent customer service Reviewed on: 14th January 2023

Great value

Always good and there for you, got what I need and not much fuss Reviewed on: 14th January 2023

Fantastic card

Brilliant. Keeps you up to date with spending and offers lots of features Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 2.84 from 97 reviews
Credit Cards
from Smile Bank 3.00 from 4 reviews
British Airways credit card
from American Express 4.42 from 88 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub