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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Application

Application was quick and easy and not stressful Reviewed on: 14th January 2023

How I feel about Zopa

Zopa is great I’ve never had any problems with them I’m able to use the online support to get help if I ever needed it, Mobile app is quick and easy to be able to see your account and balance. Making payments to your credit card is quick and easy. I’ve had no stress Reviewed on: 14th January 2023

Great service

Easy to manage via the ap. very user friendly Reviewed on: 14th January 2023

Excellent service

Brilliant customer service and experience Reviewed on: 14th January 2023

I like the way it incorporated the credit score; this allows the users to check their credit rating easily and the offers they are eligible for.

Easy to use and fair. The app is easy to use and has many services. Reviewed on: 14th January 2023

Excellent app

The app is fab and you get regular score updates Reviewed on: 14th January 2023

A friendly company

Excellent friendly easy to use company very professional Reviewed on: 14th January 2023

Very good quality product

Many thanks! I am very happy with Zopa credit card. Reviewed on: 14th January 2023

Excellent

I have had no issues with using their credit card and they have been very helpful. Reviewed on: 14th January 2023

Fast acceptance

Low rates even for Low credit score Reviewed on: 14th January 2023

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