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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

A great help

Zoos have been a great help especially over the Xmas period. So easy to deal with Reviewed on: 14th January 2023

Credit Building

They are helping me rebuild my credit rating and finding ways to save. I have opened a saving account with them also. Reviewed on: 14th January 2023

Great customer service

Great customer service and very easy to use app! Reviewed on: 14th January 2023

10 outta 10

Would and have recommended zopa. The app is easy to manage. I use my card to help build my credit score and for emergencies. Reviewed on: 14th January 2023

Zopa is a good credit card and easy for repayments

I would recommend zopa great service Reviewed on: 14th January 2023

Easy and great

Find it really easy to use and quick best credit card I have Reviewed on: 14th January 2023

Brilliant credit

No pressure very easy to use/access Reviewed on: 14th January 2023

Helping rebuild my credit score

Fantastic company helping me rebuild my credit score. Highly recommended company. Reviewed on: 14th January 2023

Good credit card

Very Good credit card I advise use everyone Reviewed on: 14th January 2023

Great

Love the App very user friendly, messages you when a transaction has been done. You can get all the information to hand within seconds. Reviewed on: 14th January 2023

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