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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Best modern credit card

Best modern credit card on the market. Daily interest updates and instant payments added to the card. Reviewed on: 14th January 2023

Excellent

After bad choices in the past, this company give me a new start and i have not fallen behind at any point. Always keeps you updated and well informed. Easy to use app and great customer service. Reviewed on: 14th January 2023

Best forever

Zopa is amazing,have no words for this company which makes life easier and providing excellent service Reviewed on: 14th January 2023

Very good service

Gave me a chance for credit when nobody else would and at a great rate Reviewed on: 14th January 2023

Helpfull

I had trouble getting credit card and zopa were there when I needed them and keeps me update with my borrowing power great company Reviewed on: 14th January 2023

Great customer service!!

Amazing customer service, with regular updates, and easy to use app. Reviewed on: 14th January 2023

Best card to have

So easy to use and control your spending Reviewed on: 14th January 2023

First Class

First class product, great communication and app is excellent. Reviewed on: 14th January 2023

So easy to use!!

So easy to use, and everything you need is available on the app to help with any problems. Regular communication via text messages so you always know how when your payments are due and how much you have available Reviewed on: 14th January 2023

Great credit card

Fantastic card, all done through the app which is amazing for checking your balance on the go snd updated instantly Reviewed on: 14th January 2023

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