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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Easy to deal with

5
Everything is so easy and the app is easy to use Reviewed on: 14th January 2023
Walter Turner's avatar
Walter Turner

Great company

5
Always very helpful and friendly and trustworthy means a lot to me as a pensioner. Reviewed on: 14th January 2023
Eric Taylor's avatar
Eric Taylor

Great company

5
Very good customer service and services throughout Reviewed on: 14th January 2023
Nick's avatar
Nick

So easy to use

5
Of all credit cards I’ve found Zopa to be the best and the app is great too !! Reviewed on: 14th January 2023
Simon 's avatar
Simon

Best credit Card

5
The information in the apps is really good.You have an overall idea regarding your credit score or borrowing power in terms of how you performing. Reviewed on: 14th January 2023
Mohammad's avatar
Mohammad

Great service

5
Great custermor sevice and has help to get my credit rating back on track Reviewed on: 14th January 2023
robert williams's avatar
robert williams

Go to

4
Easy process and very polite and knowledgeable customer support Reviewed on: 14th January 2023
Kenneth Greenidge 's avatar
Kenneth Greenidge

Helpful

5
I've used this card to help improve my credit score. It's done exactly that and I would highly recommend. Reviewed on: 14th January 2023
Chris's avatar
Chris

When the going gets tough, get Zopa !

5
We all need a little help and support sometimes or perhaps a short or long term fix. Zopa certainly ticks those boxes and their easy to apply process and excellent customer service and ongoing support are second to none. Thank you Zopa ! Reviewed on: 14th January 2023
Jim L, North East's avatar
Jim L, North East

Perfect for when I need it

5
I only have a low value credit card but when I need it, it’s there. Works perfect for me and any repayments are fairly small. Nothing but a good service for me. Reviewed on: 14th January 2023
Snillord's avatar
Snillord

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