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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Good app, easy to use.

Accepted quickly, card sent quickly, easy to set up and use. Reviewed on: 14th January 2023

Highly recommended

Easy to deal with , very good app , would highly recommend to anyone Reviewed on: 14th January 2023

Excellent credit card

Great credit offers. Easy application process. No hassle. App is so easy to use. Reviewed on: 14th January 2023

Just awesome

Very useful credit card. I use it everyday for every transaction. Easy to use and easy to pay any transactions. Reviewed on: 14th January 2023

Friendly and quick

Had no issues with card or application when I have rang they've been polite and quick Reviewed on: 14th January 2023

Good

Brilliant. Fantastic. Amazing. Wonderful. Excellent Reviewed on: 14th January 2023

Zopa Top credit Card

Its easy to apply and easy to use . Reviewed on: 14th January 2023

Zopa

So easy to contact and understanding even when abroad, a great company to share lives with Reviewed on: 14th January 2023

Smart Credit Card

Excellent service. Keeps me well informed. Nice range of products available Reviewed on: 14th January 2023

So easy to use

Love the app, simple to use and a great way to boost / improve credit rating. Thanks. Reviewed on: 14th January 2023

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