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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Best card to have

5
So easy to use and control your spending Reviewed on: 14th January 2023

First Class

5
First class product, great communication and app is excellent. Reviewed on: 14th January 2023

So easy to use!!

5
So easy to use, and everything you need is available on the app to help with any problems. Regular communication via text messages so you always know how when your payments are due and how much you have available Reviewed on: 14th January 2023

Great credit card

5
Fantastic card, all done through the app which is amazing for checking your balance on the go snd updated instantly Reviewed on: 14th January 2023

Easy to deal with

5
Everything is so easy and the app is easy to use Reviewed on: 14th January 2023

Great company

5
Always very helpful and friendly and trustworthy means a lot to me as a pensioner. Reviewed on: 14th January 2023

Great company

5
Very good customer service and services throughout Reviewed on: 14th January 2023

So easy to use

5
Of all credit cards I’ve found Zopa to be the best and the app is great too !! Reviewed on: 14th January 2023

Best credit Card

5
The information in the apps is really good.You have an overall idea regarding your credit score or borrowing power in terms of how you performing. Reviewed on: 14th January 2023

Great service

5
Great custermor sevice and has help to get my credit rating back on track Reviewed on: 14th January 2023

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