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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,472 reviews, last reviewed 12th Mar 2026
154750% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026
Kerim 's avatar
Kerim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43472)

Fantastic credit card with low interest rates

5
Brilliant credit card with nice low interest rates. Always have up to date statements when viewing online. Highly recommended Reviewed on: 14th January 2023
Nicholas austin's avatar
Nicholas austin

Best card ever

5
Does everything that is needed ,great support Reviewed on: 14th January 2023
Davey Sneddon's avatar
Davey Sneddon

Zopa

5
Great credit card good interest rate. And very easy to apply Reviewed on: 14th January 2023
Charles Olomu's avatar
Charles Olomu

Excellent choice

5
This card was easy to apply for with the best rate for a balance transfer Reviewed on: 14th January 2023
andy fisher's avatar
andy fisher

Great company

5
Excellent service and customer care with fantastic products. Reviewed on: 14th January 2023
Andy 's avatar
Andy

Great, versatile card, with an easy to use app

5
Great, versatile card, with an easy to use app Reviewed on: 14th January 2023
Julian Cook's avatar
Julian Cook

Uncomplicated and helpful

5
A great service, the app makes it easy to keep on track with payments. Simple to use and great for building better credit references. Reviewed on: 14th January 2023
Cheryl 's avatar
Cheryl

Good company

5
Amazing service highly recommend to everyone Reviewed on: 14th January 2023
Vasev Dimitar's avatar
Vasev Dimitar

Great company

4
Too good to even explain in words Reviewed on: 14th January 2023
Allan Clayton's avatar
Allan Clayton

Good Provider

5
Just join Zopa, excellent customer service. Reviewed on: 14th January 2023
Grace's avatar
Grace

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