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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Great service

5
Very easygoing app, friendly APR Reviewed on: 14th January 2023
Zbigniew Sosnowski's avatar
Zbigniew Sosnowski

Very satisfied customer

5
Hassle free ,I never had to call or write to them about any problem I faced. Reviewed on: 14th January 2023
Don Chahine's avatar
Don Chahine

First Class

5
Excellent card with a first class customer service . Reviewed on: 14th January 2023
Kevin's avatar
Kevin

Great service

5
Great service from start to finish. They helped me when I needed it most. Still to this day they help Reviewed on: 14th January 2023
Dean's avatar
Dean

Zopa,Credit card

5
Best card..Providing great flexibility in day to day life..Thank you. Reviewed on: 14th January 2023
Mohammad Waiz's avatar
Mohammad Waiz

great card

5
have had this card for awhile now, easy too use,the app is great can navigate with ease in it to find what you want , see your statement make payments or contact them . Reviewed on: 14th January 2023
terry hilder's avatar
terry hilder

Good card for less than perfect credit

5
Had the card a while now and so far the payments back have been affordable despite cost of living Reviewed on: 14th January 2023
Shelly Vickery's avatar
Shelly Vickery

Excellent

5
Excellent card provider, never let me down. Reviewed on: 14th January 2023
mbput02's avatar
mbput02

Great way to get on the credit ladder

5
I found Zopa so friendly and helpful, such a great service, Easy to set up and use. A good way to build your credit rating. One of the best cards out there, and I've used them all. Can't fault this company. Worthy winners in my book. Reviewed on: 14th January 2023
Robert McCullough 's avatar
Robert McCullough

Top top

5
The best for sure! Top top top! I'm so glad! Reviewed on: 14th January 2023
COINTEC's avatar
COINTEC

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