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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Excellent products and service

I have used Zopla for a credit card and loan very easy to access, quick decisions, competitive interest rates highly recommended Reviewed on: 14th January 2023

Good card good app

App very user friendly and easy to use Reviewed on: 14th January 2023

Credit card

Never had any problems with communication Reviewed on: 14th January 2023

Great service provider

I have a credit card with Zopa and it is so easy to mange online. Reviewed on: 14th January 2023

More than just a credit card

Zopa has everything you need from credit cards to loans and more , all in one easy app. With a lot of helpful advice. Reviewed on: 14th January 2023

10/10

Brilliant low payment and interest easy management and customer service is on point. Reviewed on: 14th January 2023

Great service

Always keep me up to date with statements etc - no problems with them at all Reviewed on: 14th January 2023

lovely card easy!

easy card to use and the app is amazing to use ive managed to buy man shiny items with this card thanks guys Reviewed on: 14th January 2023

Good credit card provider good apr rate.

Compared around on market to other credit card providers. Reviewed on: 14th January 2023

Excellent

No problems, easy to use would highly recommend Reviewed on: 14th January 2023

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