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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Outstanding service and overall amazing

5
So easy to apply and repayments are so reasonable and if I ever need to call they are so helpful also this card has boosted my credit rating Reviewed on: 14th January 2023
stephen_ford01@live.co.uk's avatar
[email protected]

Amazing credit card option

5
Zopa offered me a card with a low credit limit when I was struggling to build up my credit score. I really appreciated this. They seem to care about the customer more than they do about upping limits and increasing the interest. Reviewed on: 14th January 2023
Elizabeth Wilding's avatar
Elizabeth Wilding

Excellent

5
Very easy and helpful customer service take 2 minutes to apply Reviewed on: 14th January 2023
Wahid 's avatar
Wahid

Simple and easy

5
Easy to use and clear, great customer service. Reviewed on: 14th January 2023
Loczi Jaworska's avatar
Loczi Jaworska

Great credit card

5
Helped me recover my low credit rating Reviewed on: 14th January 2023
Ed Speller's avatar
Ed Speller

Hassle free banking

5
Easy hassle free banking and borrowing Reviewed on: 14th January 2023
leek02_hushed@icloud.com's avatar
[email protected]

Terrible

1
I’ve had a credit card for years been paying on time every time . Been waiting for them to increase my credit limit as it is as little as £200 I’ve got many more credit cards all starting with the same limit and they’ve all increased it to £3000 but this credit provider will not worst credit provider ever Reviewed on: 14th January 2023
Ian Jones's avatar
Ian Jones

Top level service

5
Able to keep track of finances with the hassle free app. Notifications when I use my card allowing me to keep track of spending. Great card Reviewed on: 14th January 2023
Ian Gallagher's avatar
Ian Gallagher

Satisfied

5
Very quick and helpful. I would recommend. Reviewed on: 14th January 2023
Rusi's avatar
Rusi

Work and is effective

5
They have a great customer service Reviewed on: 14th January 2023
Isabel Fontes's avatar
Isabel Fontes

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