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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Quick and easy

Was easy to apply and was amazed when I got accepted Reviewed on: 14th January 2023

Great service

I founded easy and fast to apply. Perfect app Thx Lorenzo Reviewed on: 14th January 2023

Great card and service

Easy to use zopa app and good to use the savings pots and simple to get access to your savings if you need them Reviewed on: 14th January 2023

Amazing helpful company

Very good experience, low monthly payments, always there to help Reviewed on: 14th January 2023

Excellent credit card

This card is very easy to apply for and very easy to use, the card loads straight onto your Google pay on your phone. Reviewed on: 14th January 2023

Gives Customer Control

Easy to apply and has a great application to keep control of all your finances. Advice given too. A great company that looks After customers Highly recommend Reviewed on: 14th January 2023

a credit of 200 is to have nothing

nothing as you can see I don't use the card Reviewed on: 14th January 2023

Excellent provider

Great Credit Card provider. Brilliant App. Easy to control finances. Reviewed on: 14th January 2023

Best

Helpful ,thank you so much! Reviewed on: 14th January 2023

Zopa a credit card you must have

Having a zopa credit card is essential Easy to apply for , the support team are nothing but helpful but more than any credit card there is an option to save for a rainy day. No other credit card does that Reviewed on: 14th January 2023

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