Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44354)

Good card for less than perfect credit

5
Had the card a while now and so far the payments back have been affordable despite cost of living Reviewed on: 14th January 2023
Shelly Vickery's avatar
Shelly Vickery

Excellent

5
Excellent card provider, never let me down. Reviewed on: 14th January 2023
mbput02's avatar
mbput02

Great way to get on the credit ladder

5
I found Zopa so friendly and helpful, such a great service, Easy to set up and use. A good way to build your credit rating. One of the best cards out there, and I've used them all. Can't fault this company. Worthy winners in my book. Reviewed on: 14th January 2023
Robert McCullough 's avatar
Robert McCullough

Top top

5
The best for sure! Top top top! I'm so glad! Reviewed on: 14th January 2023
COINTEC's avatar
COINTEC

Outstanding service and overall amazing

5
So easy to apply and repayments are so reasonable and if I ever need to call they are so helpful also this card has boosted my credit rating Reviewed on: 14th January 2023
stephen_ford01@live.co.uk's avatar
[email protected]

Amazing credit card option

5
Zopa offered me a card with a low credit limit when I was struggling to build up my credit score. I really appreciated this. They seem to care about the customer more than they do about upping limits and increasing the interest. Reviewed on: 14th January 2023
Elizabeth Wilding's avatar
Elizabeth Wilding

Excellent

5
Very easy and helpful customer service take 2 minutes to apply Reviewed on: 14th January 2023
Wahid 's avatar
Wahid

Simple and easy

5
Easy to use and clear, great customer service. Reviewed on: 14th January 2023
Loczi Jaworska's avatar
Loczi Jaworska

Great credit card

5
Helped me recover my low credit rating Reviewed on: 14th January 2023
Ed Speller's avatar
Ed Speller

Hassle free banking

5
Easy hassle free banking and borrowing Reviewed on: 14th January 2023
leek02_hushed@icloud.com's avatar
[email protected]

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill