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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Zopa credit card !

You probably would read this review and think ! Are it’s just another bloke giving 10/10 for a stupid credit review! But it’s not like that at all , When I was down in my luck and needed help I applied for a card and it took exactly 15 minutes to get one , So I have used it and paid my bills on time for 3 months and now they have trebled my credit limit, Which has helped me no end , You will always get those smug people who will say >>> our yes they’re giving you a better credit limit so that you can go in to debt more ? But that’s not the case if you treat these people properly they read into your needs and are there to help , especially when I neede it most at Christmas which was a magical time for me and due to all the rises in the cost of living, I needed a helping hand and zopa were there for me Thanks again 10/10 no problem at all Reviewed on: 14th January 2023

Easy, quick and very helpful, lots of information when you need it, fantastic app

Great everything is so simple and easy to use and understand Reviewed on: 14th January 2023

Amazing

low interest. the best credit card Reviewed on: 14th January 2023

Great provider!

Great customer experience, easy application. Great app for ease of use/payments Reviewed on: 14th January 2023

Does what it says

Great card and app. Helps you keep good control of Your spending, credit rating and tips for helping to improve credit. My information is always up to date so I can keep a close eye on things. Reviewed on: 14th January 2023

Simple and enjoyable

Having a credit card with zoopa is a breeze. The app is easy to use and offers a range of useful spurce to help you stay in control. It's affordable and offers alot to the customer. One of the best credit cards I own well done Zoopa for a well rounded credit card. Reviewed on: 14th January 2023

Brilliant

Best card I've ever had it was so simple to get started no problems at all very good Reviewed on: 14th January 2023

credit card

best service iv had with a credit card company Reviewed on: 14th January 2023

Best interest rates for me straight forward no additional feez

Cannot fault this card no hidden fees Reviewed on: 14th January 2023

great value nice and warm in the cold

when ever you have to get intouch with zopa you always know you will have no problems in getting shorted out always helpful always know what they are talking about never over lend always there for you Reviewed on: 14th January 2023

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