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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Credit card rebuilding credit score

This is perfect for people who want to rebuild their credit rating stick to your limits and have be patient, really worth it! Thanks for helping me rebuild mine. Reviewed on: 14th January 2023

Brilliant

Zopa is a very good quality app and credit card company. They keep you the know about any changes or new products. Reviewed on: 14th January 2023

Amazing credit card

Zopa is so easy to apply for and use! I recommend Zopa to anyone looking for a great credit card. Reviewed on: 14th January 2023

great service, no problems, easy use

happy with zopa, been helpfully and app easy to use Reviewed on: 14th January 2023

Easy to used

Very good service as I used Reviewed on: 14th January 2023

Amazing!

Zopa are easy to deal with. I like that I can automatically pay my credit card balance off! Reviewed on: 14th January 2023

Excellent

Excellent product would defo recommend Reviewed on: 14th January 2023

Great Credit Card

I’m very happy with Zopa and would highly recommend them. Reviewed on: 14th January 2023

Great company

Pleasure to deal with everything is clear in regards to what has to be paid interest rates good keep up the good work Reviewed on: 14th January 2023

Simple and supportive

From my application to present I’ve always found Zopa to be really customer friendly. They try to understand individual circumstances Reviewed on: 14th January 2023

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