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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Terrible

I’ve had a credit card for years been paying on time every time . Been waiting for them to increase my credit limit as it is as little as £200 I’ve got many more credit cards all starting with the same limit and they’ve all increased it to £3000 but this credit provider will not worst credit provider ever Reviewed on: 14th January 2023

Top level service

Able to keep track of finances with the hassle free app. Notifications when I use my card allowing me to keep track of spending. Great card Reviewed on: 14th January 2023

Satisfied

Very quick and helpful. I would recommend. Reviewed on: 14th January 2023

Work and is effective

They have a great customer service Reviewed on: 14th January 2023

Quick and easy

Was easy to apply and was amazed when I got accepted Reviewed on: 14th January 2023

Great service

I founded easy and fast to apply. Perfect app Thx Lorenzo Reviewed on: 14th January 2023

Great card and service

Easy to use zopa app and good to use the savings pots and simple to get access to your savings if you need them Reviewed on: 14th January 2023

Amazing helpful company

Very good experience, low monthly payments, always there to help Reviewed on: 14th January 2023

Excellent credit card

This card is very easy to apply for and very easy to use, the card loads straight onto your Google pay on your phone. Reviewed on: 14th January 2023

Gives Customer Control

Easy to apply and has a great application to keep control of all your finances. Advice given too. A great company that looks After customers Highly recommend Reviewed on: 14th January 2023

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