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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Find them easy to use

Easy to use. Easy to change or check details. There app is just really good Reviewed on: 14th January 2023

Zopa

Zopa is the best card provider . Easy to access account with various options. Clear and reasonable. I’m very happy with it . Reviewed on: 14th January 2023

Amazing company

Best company around highly recommended Reviewed on: 14th January 2023

Great

So easy to use, the app works great Reviewed on: 14th January 2023

Excellent provider straight forward no hassle and very friendly

I’ve always found then helpful no hassle and willing to help where they can certainly the best credit card provider I’ve used. Reviewed on: 14th January 2023

Very good credit card

You choose what payments you make Reviewed on: 14th January 2023

Very helpful

This company is very helpful, I would recommend this company to anyone. Thanks Reviewed on: 14th January 2023

Excellent

Zopa gave me a chance when no one else would let me have credit and helped me build my rating Reviewed on: 14th January 2023

Easy to use, never had an issue

Zopa’s customer service is second to none and never had an issue with the card or the app. Reviewed on: 14th January 2023

The best

There great brilliant customer serves Reviewed on: 14th January 2023

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