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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

a credit of 200 is to have nothing

nothing as you can see I don't use the card Reviewed on: 14th January 2023

Excellent provider

Great Credit Card provider. Brilliant App. Easy to control finances. Reviewed on: 14th January 2023

Best

Helpful ,thank you so much! Reviewed on: 14th January 2023

Zopa a credit card you must have

Having a zopa credit card is essential Easy to apply for , the support team are nothing but helpful but more than any credit card there is an option to save for a rainy day. No other credit card does that Reviewed on: 14th January 2023

Credit card rebuilding credit score

This is perfect for people who want to rebuild their credit rating stick to your limits and have be patient, really worth it! Thanks for helping me rebuild mine. Reviewed on: 14th January 2023

Brilliant

Zopa is a very good quality app and credit card company. They keep you the know about any changes or new products. Reviewed on: 14th January 2023

Amazing credit card

Zopa is so easy to apply for and use! I recommend Zopa to anyone looking for a great credit card. Reviewed on: 14th January 2023

great service, no problems, easy use

happy with zopa, been helpfully and app easy to use Reviewed on: 14th January 2023

Easy to used

Very good service as I used Reviewed on: 14th January 2023

Amazing!

Zopa are easy to deal with. I like that I can automatically pay my credit card balance off! Reviewed on: 14th January 2023

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