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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Great card

Good alerts and easy 2 stay in control Reviewed on: 14th January 2023

Great card to have

I found this through a comparison site, which has prooved very good at matching me to the right card. It came with a great start up credit of £1500,I must be doing something right. The card was easy to apply for and I got a decession within minutes. I found the journey very easy and happy to be a part of Zopa Reviewed on: 14th January 2023

Top class

Easy to work app makes it easy for me to manage my spending and keep an eye on my balance. Reviewed on: 14th January 2023

best credit card provider

where do I start, the application was so easy and simple, the app is amazing and I have never had any problems with it, also their customer service is really friendly and helpful if you have a problem they are always there Reviewed on: 14th January 2023

Excellent service

Couldn’t fault them. Top service. Reviewed on: 14th January 2023

Getting credit

Very easy on the app and good to keep control of your money Reviewed on: 14th January 2023

Great card and reasonable rates

Very handy and a good starting line of credit Reviewed on: 14th January 2023

Big help

It’s very easy to use, pay back… it really help me when I was struggling with money. Thanks Zopa! Reviewed on: 14th January 2023

Great credit builder

Great credit card for credit building! Easy to use, app functions well! Reviewed on: 14th January 2023

Good credit company

Allows you to up your credit limit if you pay back on time and good customer service Reviewed on: 14th January 2023

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