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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Amazing Company to deal with and everything is so easy.

I have only just become a recent user in the last three months but I cannot fault their customer service or the simplicity of everything x Reviewed on: 14th January 2023

FAULTLESS

Easy to use , transparent and has really helped my credit rating .would highly recommend Reviewed on: 14th January 2023

Zopa

Best rates I’ve seen for a while good customer service Reviewed on: 14th January 2023

Excellent Financial Provider

Zopa are an awesome company providing great financial product without the complications other providers impose. From the very start everything is made clear and simple to do and to understand exactly what you are applying for. Zopa’s website and app are so easy to navigate and use. You can easily see your products, balance, make payments, find answers to your questions, communicate with customer service etc. the Zopa team are very professional yet very friendly, helpful and keep everything easy and uncomplicated to achieve. Overall I’d recommend Zopa to anyone who just want a fuss free, trustworthy, honest and professional experience. Reviewed on: 14th January 2023

Excellent Card & Service

Excellent card, great app, and great service from Zopa. Reviewed on: 14th January 2023

Excellent

It’s been a great experience , great opportunity Reviewed on: 14th January 2023

400

Very good and the best card very easy for use and fast Reviewed on: 14th January 2023

Nice and polite

Easy to sign up to they let you know when you need to pay Reviewed on: 14th January 2023

Number one

Very good service, quality international service, I am recommended this card. Reviewed on: 14th January 2023

great card great company

very easy to apply great quick service Reviewed on: 14th January 2023

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