Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Zopa Credit Card

Good customer service when needed. Reviewed on: 14th January 2023

Great credit card

The app its very usefull, I can check everything from the app. Just great Reviewed on: 14th January 2023

amazing :)

This is an amazing company gives me enough time to pay back they upped my limit to help me overall an amazing company would recommend 100% Reviewed on: 14th January 2023

So simple and easy

Never have a minutes trouble with using my card, I find the app easy to use & make payments and manage my finances Reviewed on: 14th January 2023

Diana F

Very friendly and very helpful. Also great communication with application progress Reviewed on: 14th January 2023

Best 1 yet

Easy to use really good rates and app updates really fast when for example making a repayment so you don't have to wait days for it to update your balance would definitely recommend it to anyone Reviewed on: 14th January 2023

Great company

Easy application and great credit limit Reviewed on: 14th January 2023

Best credit building card

Excellent customer experience and great means of building your credit rating. Reviewed on: 14th January 2023

Zopa card

Easy to use product and the credit cushion feature is brilliant Reviewed on: 14th January 2023

Credit card

Great service, easy toget in touch with, Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Creation 2.72 from 20 reviews
All in One Credit Card
from Santander 3.67 from 21 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub