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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Great provider

Good comms and rates, making the whole process very easy Reviewed on: 14th January 2023

Easy to use App & full of useful info

Handy App. Easy to use. Full of useful details & information. Reviewed on: 14th January 2023

Best credit card around

Would highly recommend this company to anyone looking for a credit card and balance transfer card in 1 Reviewed on: 14th January 2023

Great service, easy access

I forgot I’ve got Zopa mist months. Its seemless card services enable me to have a great experience in using the card. I can set up monthly payments, monitor my spend and keep check of my credit rating. Reviewed on: 14th January 2023

Brilliant Little Card

This company delivers a Brilliant Little Card, with low rates of interest, are there to help when you need them, highly recommended, much much better than A**a card. Reviewed on: 14th January 2023

Excellent service and great app

Love Zopa, great service and communication Any issues resolved quickly and always updated and notified of any changes to my account. Love it Reviewed on: 14th January 2023

No complications

Easy to set up and got instant reply. Efficient and no complications. Reviewed on: 14th January 2023

Easy application and great rates

The application process is fast with a speedy response. I am very happy with the online service and fees. A great card I wiould highly reccommend. Go Zopa! Reviewed on: 14th January 2023

Zopa is Zuper!

Zopa is user friendly easy to set up manage and run Reviewed on: 14th January 2023

Brilliant provider with affordable repayments

I choose zopa as I have had bad credit and wanted to start building my credit rating back up. Zopa offered me a credit card with a small limit to ensure I was not tempted to fall back into my old ways, it worked! My credit rating is now improving and u have zopa to thank for helping me with that. Hopefully I will soon get the car finance that I am wanting to achieve. Reviewed on: 14th January 2023

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