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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

400

Very good and the best card very easy for use and fast Reviewed on: 14th January 2023

Nice and polite

Easy to sign up to they let you know when you need to pay Reviewed on: 14th January 2023

Number one

Very good service, quality international service, I am recommended this card. Reviewed on: 14th January 2023

great card great company

very easy to apply great quick service Reviewed on: 14th January 2023

Zopa Credit Card

Good customer service when needed. Reviewed on: 14th January 2023

Great credit card

The app its very usefull, I can check everything from the app. Just great Reviewed on: 14th January 2023

amazing :)

This is an amazing company gives me enough time to pay back they upped my limit to help me overall an amazing company would recommend 100% Reviewed on: 14th January 2023

So simple and easy

Never have a minutes trouble with using my card, I find the app easy to use & make payments and manage my finances Reviewed on: 14th January 2023

Diana F

Very friendly and very helpful. Also great communication with application progress Reviewed on: 14th January 2023

Best 1 yet

Easy to use really good rates and app updates really fast when for example making a repayment so you don't have to wait days for it to update your balance would definitely recommend it to anyone Reviewed on: 14th January 2023

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