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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Awesome and Quick

I found the decision, sign up to be quick, the card delivery was awesome and the rate is damn good Reviewed on: 14th January 2023

The best

The best from the best in the world Reviewed on: 14th January 2023

Good card

No issues good customer service Reviewed on: 14th January 2023

Good Choice to help you get back on track

My experience with Zopa has been Fantastic. Reviewed on: 14th January 2023

Brilliant

Helped to increase my credit score Reviewed on: 14th January 2023

9

Very good service I like to use zopa credit card Reviewed on: 14th January 2023

My credit card

Zopa are easy to talk to you.The app is just perfect..I haven't had my credit long but so far it is perfect. Reviewed on: 14th January 2023

TOP PROVIDER

Zopa I can always rely on to be cost effective and their customer service is excellent Reviewed on: 14th January 2023

Excellent

Brilliant service great starter to build up your credit score Reviewed on: 14th January 2023

Great responsible Lender!

Great response Lender and help me when I needed. Thank you. Reviewed on: 14th January 2023

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