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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great services

Positive experience, great services. Reviewed on: 14th January 2023

Number 1 card of the year

It's simple product to use, very helpful Reviewed on: 14th January 2023

Awesome

Very helpful and easy. The app is very simple and easy to use!!!!! Reviewed on: 14th January 2023

Easy to use app great service.

Quick and easy, great app easy to use, and really good offers such as other services. Reviewed on: 14th January 2023

The help I needed

Zopa said yes to me having a Credit Card through them and this has helped me build my Credit rating as well as allowing me to afford some necessities as well as some nice things too. Thank you Zopa Reviewed on: 14th January 2023

Zopa credit card

Very easy to work with. No hassle service. Reviewed on: 14th January 2023

Good

Very good app I'm still waiting Reviewed on: 14th January 2023

THE BEST YET

ZOPA have given me the chance to rebuild my credit ratings, with easy and practical ways, service is second to none with the phone app i can check my spending check helpful hints on using my card Reviewed on: 14th January 2023

The only credit card that accept to me

Zopa is the only credit card that accepted me for an account perfect amount to start of credit will recommend to other people Reviewed on: 14th January 2023

Straightforward and easy

Zopa helped me rebuild my credit rating and also has a helpful and easy to use app. Reviewed on: 14th January 2023

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