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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,471 reviews, last reviewed 12th Mar 2026
154700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem with Zopa. Never had a problem with Zopa.Good communication and clear messages . Reviewed on: 12th March 2026
Philippe M's avatar
Philippe M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43471)

Great card

5
Great card, easy layout, keeping everything simple and easy to manage. I like the buffer option too. Reviewed on: 14th January 2023
Jenna Guilherme's avatar
Jenna Guilherme

Jestem bardzo zadowolony

5
Jest pod ręką kiedy jest potrzebna Reviewed on: 14th January 2023
Daniel Trybula's avatar
Daniel Trybula

Easy to use app

5
I've never had a bad experience with zopa always paid back what I owe. If only they would increase my limit they would get the full stars . Reviewed on: 14th January 2023
Jack twyman's avatar
Jack twyman

Great product

5
Helpful they gave me a chance to rebuild my credit when others wouldn't thank you zopa Reviewed on: 14th January 2023
William Macdonald's avatar
William Macdonald

Great card

5
Gives me what I need but could put my limit up I’ve been stuck on £500 since I’ve had the card over a year and never missed a single payment Reviewed on: 14th January 2023
Justin 's avatar
Justin

Easy and Helpful

5
Easy app with great customer service. The best card for people who need it. Reviewed on: 14th January 2023
D Castle's avatar
D Castle

Great product

5
Excellent product and excellent service Reviewed on: 14th January 2023
mark seddon's avatar
mark seddon

Quick decision no fuss

5
Excellent service never had any issues all decisions easy to understand and the app is fantastic Reviewed on: 14th January 2023
Richard Oates's avatar
Richard Oates

Easy to use and set up

5
Straight forward to you and food customer service when required Reviewed on: 14th January 2023
Nathan M's avatar
Nathan M

Great service

5
Great service and excellent customer support i would recommend this card and company to anyone. Reviewed on: 14th January 2023
Ken Liddell's avatar
Ken Liddell

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