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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy app great service

Fantastic app !! Quick payment options highly recommend Reviewed on: 14th January 2023

An amazing credit card

Very useful and good for bad credit.my credit have already started repairing itself! Reviewed on: 14th January 2023

Good app

Easy follow up but unfortunately can’t use my card on Apple Pay. Only downside Reviewed on: 14th January 2023

Very Nice and Wonderful Credit Card Company

I have never had any regrets with this great company Reviewed on: 14th January 2023

Helped me gain a good credit rating

I had really bad credit before I got my card and the easy to use app helped me keep track of my spending and helped me get on top of my payments and gaining a good credit rating Reviewed on: 14th January 2023

Honest and simple

Very helpful, honest, and simple to communicate with and manage your account. Reviewed on: 14th January 2023

Easy to maintain acc with accuracy

Low limit to start with but over all satisfaction granted Reviewed on: 14th January 2023

Credit

Very good service from Zopa will recommend other people Reviewed on: 14th January 2023

best card lender ever!!!

easy to use app, plenty of notice of when your re payment will be coming out and theres no hassle with checking anything because you recieve an email when anything has gone out or is due it perfect. Reviewed on: 14th January 2023

Useful credit card

Always convenient to use and never had any problems with it. Reviewed on: 14th January 2023

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