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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43469 reviews)

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4.94

Based on 43,469 reviews, last reviewed 12th Mar 2026

154600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fairly reasonable with monthly statements Fairly reasonable with monthly statements Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43469)

Outstanding

Never had a more outstanding and helpful company the app is very easy to use and prompts when payments due best card I've ever had Reviewed on: 14th January 2023

Excellent information and ease of management

Great app to help keep track of your situation and alerts when you’re near to your credit limit Reviewed on: 14th January 2023

Helping customers with affordable credit cards

Good financial consideration towards individuals circumstances to providing credit cards to customers Reviewed on: 14th January 2023

Quality service

Absolutely brilliant service super friendly staff and would definitely recommend Zopa to anyone Reviewed on: 14th January 2023

Easy to apply

Great company easy to apply and app is good Reviewed on: 14th January 2023

Credit card review

Zopa is a great credit card and use it all of the time Reviewed on: 14th January 2023

This company really looks after you !

My experience with Zopa has been very good, they are there to help when you need it most !! Reviewed on: 14th January 2023

Excellent

My few above Zopa is that they are amazing and their service is fantastic Reviewed on: 14th January 2023

Manageable credit card

Easy to use app, instant money transfer, manageable credit limit, handy little credit card to have! Reviewed on: 14th January 2023

Best credit card

Great app low payments ease access would recommend to everyone Reviewed on: 14th January 2023

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