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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Credit card

Zopa is a credit card I would recommend to anyone Reviewed on: 14th January 2023

Great Service

No hassle, dose what ir says on the tin Reviewed on: 14th January 2023

Best customer Service

Excellent product and customer service every time. Reviewed on: 14th January 2023

Informative and helpful

Very helpful and informative tips towards credit building and credit managing. Reviewed on: 14th January 2023

Very good

Very good and help full. Thanks Reviewed on: 14th January 2023

You know your spend

I love this card it Makes me control my spend updates frequently Reviewed on: 14th January 2023

100

Best credit card for ever. And also very user friendly mobile app as well. Reviewed on: 14th January 2023

Great

Great service. Always clear and professional Reviewed on: 14th January 2023

Supportive and helpful

Any issues I have had they have helped me, provided the relevant support and advice. Reviewed on: 14th January 2023

This is amazing company

Everything is Very good to have this company. Reviewed on: 14th January 2023

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