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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Useful

Very east to manage and helpful would recommend Reviewed on: 14th January 2023

Good service

Excellent service received by the customer service team Reviewed on: 14th January 2023

Best credit card and services provider

best ever i used so many cards but this one is best ever Reviewed on: 14th January 2023

it is good

I like this product.I have been using this for 2 years I'm happy to use it Reviewed on: 14th January 2023

Simple

Very quick and easy to apply, simple to use and informative. Reviewed on: 14th January 2023

Excellent

Helped me out when needed and my credit score is improving. Reviewed on: 14th January 2023

Help out alot

Easy to monitor staff are helpful app is easy to use Reviewed on: 14th January 2023

Simple and Affordable Credit

Affordable for one off payments or multiple uses. No hidden charges Reviewed on: 14th January 2023

Great service

100% easy to use and manage via the app Reviewed on: 14th January 2023

Great company.

Got a Zopa card on its reputation and doesn’t disappoint. Great customer service, on line app is really simple to use and I’m always kept up to date with everything that’s happening with my account. Would highly recommend Reviewed on: 14th January 2023

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