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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43458 reviews)

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4.94

Based on 43,458 reviews, last reviewed 12th Mar 2026

154150% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It’s very good helped me out in sticky situations. It’s very good helped me out in sticky situations. Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43468)

Good product & App

Zopa have helpful customer service when contacting with questions or issues. Find the app straightforward to use & alerts you to your spending & balance. Reviewed on: 14th January 2023

Excellent product

Excellent product, excellent company Reviewed on: 14th January 2023

Good Company

A very fair company reasonable interest rates Reviewed on: 14th January 2023

I have use zopa card

It's good experience with zopa credit card Reviewed on: 14th January 2023

EXCELLENT SERVICES

Zopa made credit card services very simple to understand and no hidden charges or unexplained and rigorous procedures unlike some other providers. Reviewed on: 14th January 2023

Fantastic friendly a dream come true

Zola has helped me get through difficulties in my daily routine Reviewed on: 14th January 2023

Brilliant and easy

Absolutely brilliant credit card far easier to manage and also nice to have a cushion limit on your card to save you going over anytime Reviewed on: 14th January 2023

Zopa Credit Card Review

The simplicity of the App without compromising the security is superb. Reviewed on: 14th January 2023

great bank

the customer services are good and easy to reach by phone. Reviewed on: 14th January 2023

The best

Brilliant customer service , great app Reviewed on: 14th January 2023

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