Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43458 reviews)

View other Zopa products

4.94

Based on 43,458 reviews, last reviewed 12th Mar 2026

154150% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It’s very good helped me out in sticky situations. It’s very good helped me out in sticky situations. Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43468)

Excellent service

Great customer service when I had a problem it was dealt with professionally yet friendly .. excellent customer service Reviewed on: 14th January 2023

Great service

Easy to use and great at informing you of stuff Reviewed on: 14th January 2023

Best website ever!

I was approved very quickly and was awarded a manageable credit limit. Their website is very easy to navigate, making payments online is easy. Very friendly too. Reviewed on: 14th January 2023

Great customer service

Pretty straightforward using it.Transactions are quick and easy Reviewed on: 14th January 2023

The best

I am very happy with the services provided by Zopa. I applied for a credit card, and I was approved straight away. No issues since. Zopa you are the best Reviewed on: 14th January 2023

You can't better a card that's already the best.

Zopa gives you the chance to prove and improve your credit rating. Reviewed on: 14th January 2023

Great financial institute.

Would highly recommend. Very efficient company. Reviewed on: 14th January 2023

Great card, great process

Easy sign up, app works exactly as described and willing to take a risk on lower credit score people Reviewed on: 14th January 2023

Efficient, reliable, everything you need

Easy to apply for, straight forward process, generous limit which I have had an increase on Reviewed on: 14th January 2023

Easy to use

Very easy to use, online app great can make payments easily Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Hilton Honors Credit Card
from Barclaycard 4.17 from 11 reviews
Classic Credit Card
from Bank of Ireland 3.37 from 6 reviews
Credit Card
from Tymit 4.73 from 155 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1534 reviews
Current account
from Zopa 4.94 from 5943 reviews
Smart Saver
from Zopa 4.94 from 8041 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub