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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

100

Best credit card for ever. And also very user friendly mobile app as well. Reviewed on: 14th January 2023

Great

Great service. Always clear and professional Reviewed on: 14th January 2023

Supportive and helpful

Any issues I have had they have helped me, provided the relevant support and advice. Reviewed on: 14th January 2023

This is amazing company

Everything is Very good to have this company. Reviewed on: 14th January 2023

Useful

Very east to manage and helpful would recommend Reviewed on: 14th January 2023

Good service

Excellent service received by the customer service team Reviewed on: 14th January 2023

Best credit card and services provider

best ever i used so many cards but this one is best ever Reviewed on: 14th January 2023

it is good

I like this product.I have been using this for 2 years I'm happy to use it Reviewed on: 14th January 2023

Simple

Very quick and easy to apply, simple to use and informative. Reviewed on: 14th January 2023

Excellent

Helped me out when needed and my credit score is improving. Reviewed on: 14th January 2023

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