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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43458 reviews)

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4.94

Based on 43,458 reviews, last reviewed 12th Mar 2026

154150% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It’s very good helped me out in sticky situations. It’s very good helped me out in sticky situations. Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43468)

Zopa credit card

A Great company with great staff always happy to help and very friendly if you need help with anything contact and they’ll do the very best to resolve it then and there Reviewed on: 14th January 2023

Best newcomer

No hassle or fuss seamless application process and decision in minutes. Great app that makes managing your card effortless. Would definitely recommend. Reviewed on: 14th January 2023

Easy to work with

No unexpected surprises with Zopa.Everything is as it seems,all done on line. Reviewed on: 14th January 2023

Great and easy to use

Very happy with this product and would recommend. Reviewed on: 14th January 2023

Fantastic

Fantastic team always there to help when needed. Reviewed on: 14th January 2023

Great card

Since having card it's been easy to buy low payments to repay fantastic card highly recommended Reviewed on: 14th January 2023

OPA credit card review

No negatives With Simple and easy to use app.nobody constantly ringing me up Reviewed on: 14th January 2023

Not just a card

I got mine to see if i could. I now also use their savings account. Reviewed on: 14th January 2023

Great company

I’ve had no issues with the service, can track my daily transactions and always received great assistance. Reviewed on: 14th January 2023

Best company ever

I have found Zopa to be the best credit card company by far Reviewed on: 14th January 2023

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