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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Amanzin

Good credit card. My best credit card Reviewed on: 14th January 2023

Good would recommend

Good service would definitely would recommend to friends and family. Reviewed on: 14th January 2023

Happy with this card

The best card ever! Happy with this Reviewed on: 14th January 2023

I was looking at my credit card statement for payment due & balance. I had been trying to get a Liam from other places but unsuccessful but zopa stepped in for me

Great all financies are sorted with a higher rate loan I had cleared also so with the loan I am cheeper than the other loan old bills have been cleared overall will be a lot better off each month now thanks no much Reviewed on: 14th January 2023

Best credit card ever

Good experience , very easy to use it Reviewed on: 14th January 2023

Good

Very fast and easy to use I can recommend number one o the market Reviewed on: 14th January 2023

Quick and fast

Had very good expirance fast approved and arived to use i enjoyed the money made my life easy in strugle times Reviewed on: 14th January 2023

Great card

Easy to read statements, good Apr, no problems using card, easy to make payments on app, good layout off the app Reviewed on: 14th January 2023

Very good company, easy to use app and friendly advisors on hand.

Overall brilliant experience with this company in challenging times. Reviewed on: 14th January 2023

Fantastic

So simple to use. User friendly app. Regular updates on limit increases. Can’t recommend enough. Reviewed on: 14th January 2023

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