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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great credit card

Get overall product & services - easy to navigate through the app Reviewed on: 14th January 2023

best ever

getting a credit card was so simple and very quick , excellant service ever since Reviewed on: 14th January 2023

Best Service, fast and reliable.

No need worry about money when you have credit card. You can manage your expenses and can pay by debit card at last of the month. It provides a very quick service. It is trustworthy for me. It helped me to improve my credit score as well. My first and last choice would be Zopa. Reviewed on: 14th January 2023

Great experience

Love the way that I can always see my purchases on the app immediately and so easy to pay at the end of the month Reviewed on: 14th January 2023

Sam good credit card

Have never had a problem with this company Reviewed on: 14th January 2023

Spend and control your finances with ease and safety

Easy to use app features. Security functions which verify your identity before online transactions are completed. Tips to improve your finances easily accessible. Reviewed on: 14th January 2023

Amazing

Couldn’t rate this better. You can see what you’ve used, how likely you are for a credit increase and what to steps to get there. Perfect Reviewed on: 14th January 2023

Easy!

Really supportive and helpful staff when needed. App really simple to use. Can’t recommend highly enough Reviewed on: 14th January 2023

Best card provider

They are the best credit card providers Reviewed on: 14th January 2023

Okay company

The company are okay. They could be more clear on their due payment dates as I was charged fees unfairly, but they did rectify this. Reviewed on: 14th January 2023

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