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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Fantastic

Helps you with everyday living and keeps you in control Reviewed on: 14th January 2023

Helpful

Everything I need when I need it,nothing is a problem either on the app or on the phone. Reviewed on: 14th January 2023

Excellent Service

Zopa is clear and easy to use. Messages sent are minimal but are all useful and are clear and friendly. Available credit is made clear, all purchases and payments clearly acknowledged, and the company tone towards its clients is warm, straightforward and supportive. Easy to manage app. as well. Reviewed on: 14th January 2023

Fantastic combo

Credit score and credit card in one. Absolute perfect service. Reviewed on: 14th January 2023

excellent

Great company great rates. highly recommended Reviewed on: 14th January 2023

Efficient and friendly

Friendly and caring team. Great card with low interest rate and easy to replay. The app is also great Reviewed on: 14th January 2023

Brilliant!

Very understanding and considerate team, goes above and beyond. Very helpful tools on their app. Gives you monthly insight into whether you can have a credit limit rise. Reviewed on: 14th January 2023

Great company, brilliant service

They’re really good at what they do! Helpful, informative & a really good credit service to use! Reviewed on: 14th January 2023

Excellent service

Easy application firm .excellent customer service ..Highly recommended simple and straight forward .. future of banking Reviewed on: 14th January 2023

Easy to understand and always very clear

Very happy with savings pot and clear breakdown of finances as well as app that notifies of balance. Very good. Reviewed on: 14th January 2023

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