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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent card provider

Used this now for a while and find it very user friendly Reviewed on: 14th January 2023

Excellent customer service and card app

So easy to use and pay your balance through the app and keep track of spending Reviewed on: 14th January 2023

Great service

Always a good service and easy contactable Reviewed on: 14th January 2023

Brilliant company

Ive had nothing but an excellent service from this company I would highly recommend it to anyone who will listen to me Reviewed on: 14th January 2023

Easy to use

Very easy to use and the app is extremely informative Reviewed on: 14th January 2023

A no nonsense reliable company

Zopa has helped me improve my credit score and the app is so easy to use and reliable. Highly recommend them. Reviewed on: 14th January 2023

The

I have had a few credit cards, and Zopa has been the easiest and the best one I have used. Reviewed on: 14th January 2023

Zopa

I like zopa a lot because you can spend as much as you want and put backas muchas you want .I helped me a lot . I love zopa . Reviewed on: 14th January 2023

Great company to deal with

Process was so quick and easy, very professional company Reviewed on: 14th January 2023

Best

Best service and great product amazing credit card colour Reviewed on: 14th January 2023

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