Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Trusted

Customer service is excellent, they care about my needs. Reviewed on: 14th January 2023

EASY, EASY , everything

The whole process has been very easy, low interest rates and very good customer service. Thank you. Reviewed on: 14th January 2023

Amazing. Credit booster

I had little to poor credit, I wasn't even expecting to be successful in my application, but this little card is helping me boost my credit so much, absolutely love it Reviewed on: 14th January 2023

Easy to apply for speedy response

I found the overall experience easy and straightforward Reviewed on: 14th January 2023

Great card

Brilliant credit card good to build your rating Reviewed on: 14th January 2023

Great service

Building my credit rating with Zopa is great Reviewed on: 14th January 2023

Fair provider

Understanding and fair credit card provider, 10/10 Reviewed on: 14th January 2023

Friendly, fast, easy

Quick application process, efficient service. Reviewed on: 14th January 2023

Simply the best

Easy to manage and better communication by provider. Reviewed on: 14th January 2023

Quality

Helped me when I needed it, great company Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.41 from 18 reviews
Credit card (discontinued)
from Tandem 4.65 from 358 reviews
Credit card
from PayPal 4.66 from 126 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub