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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Hassle free

No problems with any aspect of card Reviewed on: 14th January 2023

Easy to apply easy to use

Application was very easy to complete and card is easy to use Reviewed on: 14th January 2023

They are very reasonable in looking and providing for customer needs

They are informative and keeps me upto date on my account activities. Reviewed on: 14th January 2023

Amanzin

Good credit card. My best credit card Reviewed on: 14th January 2023

Good would recommend

Good service would definitely would recommend to friends and family. Reviewed on: 14th January 2023

Happy with this card

The best card ever! Happy with this Reviewed on: 14th January 2023

I was looking at my credit card statement for payment due & balance. I had been trying to get a Liam from other places but unsuccessful but zopa stepped in for me

Great all financies are sorted with a higher rate loan I had cleared also so with the loan I am cheeper than the other loan old bills have been cleared overall will be a lot better off each month now thanks no much Reviewed on: 14th January 2023

Best credit card ever

Good experience , very easy to use it Reviewed on: 14th January 2023

Good

Very fast and easy to use I can recommend number one o the market Reviewed on: 14th January 2023

Quick and fast

Had very good expirance fast approved and arived to use i enjoyed the money made my life easy in strugle times Reviewed on: 14th January 2023

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