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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

They gave me a chance

It’s taken a few years but Zopa have me a chance and I have built up some credit using their management tools, their help and would recommend to anyone in my position. Reviewed on: 14th January 2023

Mr

The apr is just too ridiculous. There should be a way to reduce this in an affordable manner. Reviewed on: 14th January 2023

Great card

Great card and great rates, easy to repay, Reviewed on: 14th January 2023

Very good

Very good always helpful and affordable interest rates Reviewed on: 14th January 2023

Great customer service and app

Easy to use app for managing account, customer service responds quickly and able to resolve query at fist point of contact. Also interest rate very good for both balance transfers and purchases. Reviewed on: 14th January 2023

Great for first timers

Soo easy to use app interface, always finding ways to improve on the their quality of services to their customers . Reviewed on: 14th January 2023

Great service

Best company I have ever had keep you up to date on your spending always gives great advice 5star Reviewed on: 14th January 2023

Credit card

Excellent best All at a very good level Reviewed on: 14th January 2023

Very Helpful Company

Very helpful and fast service I would recommend this Company to all as they look after their customers 5/5* Reviewed on: 14th January 2023

Credit Card

Amazing interactive, easy to use and helpful service. Reviewed on: 14th January 2023

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