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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing

Couldn’t rate this better. You can see what you’ve used, how likely you are for a credit increase and what to steps to get there. Perfect Reviewed on: 14th January 2023

Easy!

Really supportive and helpful staff when needed. App really simple to use. Can’t recommend highly enough Reviewed on: 14th January 2023

Best card provider

They are the best credit card providers Reviewed on: 14th January 2023

Okay company

The company are okay. They could be more clear on their due payment dates as I was charged fees unfairly, but they did rectify this. Reviewed on: 14th January 2023

Great company, easy to work with.

Getting a card is easy and simple. Great company! Reviewed on: 14th January 2023

Excellent

Excellent customer service, hassle free easy to use app, best credit card company I have ever used Reviewed on: 14th January 2023

Card is was easy and quick to sort out.

I have used this company for a few years now and thanks to them I have been able to get myself back on track. Reviewed on: 14th January 2023

So professional and non judgemental

This company actually help when you need it knowing that they will wave you goodbye one day when you’re back on track… amazing company! Reviewed on: 14th January 2023

Best Credit Card

No issues at all with this company deliver what they say , brilliant app , where you can find out so much more in the way of advise , never had to contact them Reviewed on: 14th January 2023

Brill

Great company willing to help and always there if needed Reviewed on: 14th January 2023

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