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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best card ever

This is far best ever gives you correct information every time make a payment hits your account straight away bestie card ever Reviewed on: 14th January 2023

There good company

I am happy with Zopa Zopa is good credit card company Reviewed on: 14th January 2023

Awesome credit card

Seemless app, love the spend cushion. Reviewed on: 14th January 2023

So easy to deal with! The staff are so helpful

I’ve never taken out a credit card before…Zopla was my first credit card account. To be honest I never understood how it’s works and before applying I phoned and they were so amazingly helpful. I’ve spoken to other companies previously like utility companies and you don’t get a service like zopla! Their app is so easy to use and so tech friendly and their rates are so competitive. Thank you zopla! Reviewed on: 14th January 2023

Great provider

Very reliable service from my account opened. I would definitely recommend to a friend Reviewed on: 14th January 2023

Help

Helped me make a informed decision about which credit card to go with Reviewed on: 14th January 2023

Credit card

Very good credit card and very fair Reviewed on: 14th January 2023

Great easy to use app

Never had an issue, great rates easy to use. Reviewed on: 14th January 2023

Fast rate is excellent

App is better easy to use and help to build credit Reviewed on: 14th January 2023

Great

Very good card decent limits and a very easy to use app which keeps it simple to do what you need. Highly recommended Reviewed on: 14th January 2023

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