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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43401 reviews)

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4.94

Based on 43,401 reviews, last reviewed 9th Mar 2026

151500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Amazing Zopa I have an incredible time experience with Zopa. I'm using my credit card regularly with low interest rate and I got loan as well. Thanks loads Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43401)

Good service

Always let you now when payment is due Reviewed on: 14th January 2023

Card could be better

It could be better if there wos more credit on the card Reviewed on: 14th January 2023

Wonderful

I never expected it so easily, boom, money in my bank account in less than 5 minutes Reviewed on: 14th January 2023

Zopa CC

Easy to apply and arrived quickly Reviewed on: 14th January 2023

Great card

Great card good customer service and easy to use app Reviewed on: 14th January 2023

Very happy

Everything works smoothly, I like bank application, easy to apply. Reviewed on: 14th January 2023

Great easy to use card I love how quick payments are processed

Zopa is easy to use with a great app and great support so rare in todays market Reviewed on: 14th January 2023

Friendly supportive and good communication

Been a great card to use so simple and easy with the separate amounts for purchase or transfer and the team are always so friendly and supportive. Reviewed on: 14th January 2023

Great

A great credit card to build your credit score Reviewed on: 14th January 2023

Quick, easy and efficient.

Having a Zopa card has help me in many ways by building credit and giving me a better understanding of my finances. Reviewed on: 14th January 2023

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