Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Good and fast

Big help when I needed. When I ordered it's come very fast. Reviewed on: 14th January 2023

Very good and easy to make pay ments highly recommend.

Nice quick card provider's. Highly recommended Reviewed on: 14th January 2023

No fuss, easy access app, quick responses, couldnt ask for more

Would highly recommend to friends and family, a good competitor amongst other credit card companies Reviewed on: 14th January 2023

Absolutely amazing

Always there when you need them 24/7 very helpful staff easy to navigate around the app Reviewed on: 14th January 2023

Brilliant service

Low interest rates, easy app to use. Well recommended! Reviewed on: 14th January 2023

Great customer service

When I had an issue with my card I spoke to a real person rather than virtual. They dealt with the query quickly and efficiently. I would have no problem with recommending Zopa to friends and family. Reviewed on: 14th January 2023

It's alright

It's alright, not too much interest compared to others. Reviewed on: 14th January 2023

Bear credit card!

Very easy to apply, verify and receive the card. The rate is okay Reviewed on: 14th January 2023

Very easy to use

Fast friendly easy to use Very good Apr rates Reviewed on: 14th January 2023

Best bank ever

Easy to use,easy to operate,easy to understand,better than standard banks Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Cards
from Smile Bank 3.00 from 4 reviews
Platinum Cashback Credit Card
from American Express 4.57 from 69 reviews
Credit card
from Nationwide 4.05 from 214 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub