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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good

Got accepted and they good they contact you when your bill is due and don't hassle you Reviewed on: 14th January 2023

Amazing Card

Highly recommended to anyone. Easy to control spendings and super easy options to repay outstanding balance Reviewed on: 14th January 2023

Excellent!

Offered me a credit card when no one else would. Payments have been minimal and affordable. This card is allowing me to improve my credit rating. Thank you Zopa! Reviewed on: 14th January 2023

Well happy

Very quick verification service ,card arrived fast app is very good Reviewed on: 14th January 2023

Easy to.apply and a great service

Applied.and got approved instantly, card arrived in 6 days. And had 2 credit increases in 6 month. Reviewed on: 14th January 2023

very satisfied

very satisfied, I would suggest it to my friends Reviewed on: 14th January 2023

No fuss credit card

ZOPA have a great understanding of people and there history and very helpful Reviewed on: 14th January 2023

Can not fault it at all

Instant payment back on The card is great too Reviewed on: 14th January 2023

Trusted and easy to use

Great customer service and an easy to use app. Reviewed on: 14th January 2023

Outstanding

Very pleasant and easy process to apply and a good team of people if you ever need help. Very responsive team. Absolutely outstanding ! Reviewed on: 14th January 2023

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