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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43408 reviews)

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4.94

Based on 43,408 reviews, last reviewed 9th Mar 2026

151850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

clear costs and support with any questions. clear costs and support with any questions. Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43408)

Fast processing of payments, deposit. I recommend. Well thank you.

Fast processing of payments, deposit. I recommend. Well thank you. Reviewed on: 14th January 2023

Affordable repayments

All my monthly repayments have been affordable. Highly recommended Reviewed on: 14th January 2023

Credit card

Was finding it difficult to get a credit card until I was approved by Zopa, and now i can build my credit score Reviewed on: 14th January 2023

Fantastic

Easy to use no hassle. App has everything you need. Reviewed on: 14th January 2023

Excellent

Very professional company, helpful and courteous staff Reviewed on: 14th January 2023

Zopa credit card.

Fantastic service and very professional. It was easy to apply with the application. Reviewed on: 14th January 2023

Simplicity

Zopa had made me manage my card in the most simple and easy to use way every is so accessible and simple to follow Reviewed on: 14th January 2023

Very very handy

I haven't had any problems with it at all and I love it's low interest fees Reviewed on: 14th January 2023

Top Credit Card

Very easy to navigate while completing the online application and the app is the best one I use for a credit card provider Reviewed on: 14th January 2023

East app to use

Easy to use just wish that they gave you little bit more Finace on card after 6 months but understand they review hood card to have Reviewed on: 14th January 2023

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