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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

one of the best credit cards i have

i have 16 credit cards but because of the flexibility and best customer service i choose to use zopa on daily basis i would recommend this card for the best experience Reviewed on: 14th January 2023

Nice little product that comes with good customer service

Exactly as the title - nice little product (credit card) with good customer service that quickly resolve queries. Had the card for a year and i've never encountered a problem with them - :-) Reviewed on: 14th January 2023

Good

Good I am very happy for the services Reviewed on: 14th January 2023

Credit rating Bounced back

It’s been great having the Zopa card, it’s so easy to use, the instant payment feature where it credits your balance straight away is awesome. An it’s been really good with balancing my credit score and bringing it back up. Reviewed on: 14th January 2023

Good advisers

I love how the app tells you how your credit is doing and keeps you up to date on your spending and makes suggestions how to improve your credit score. Reviewed on: 14th January 2023

Best credit card company around!!!!

Excellent customer service, fair with credit increases, all round amazing company Reviewed on: 14th January 2023

Fast and easy to use

Zopa have really helped me manage my finances after been in a bad spot a few years ago with credit the app is very easy to use and look forward to carry on using my stylish card in the future Reviewed on: 14th January 2023

Quick and easy to use

The app is easy to use and helps me keep track Reviewed on: 14th January 2023

Credit card

A credit card that helps you achieve a good credit rating. It so easy to use on the app too. Reviewed on: 14th January 2023

Clear to understand

No hassle simple to use well informed on all transactions in flash informed text message straight away by text best card card ever Reviewed on: 14th January 2023

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