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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Excellent online service

5
Straight forward, fast, no hard forms or questions easy to make payments, fast decisions. Love it. Reviewed on: 14th January 2023

Perfect

5
So simple and easy to use. Would definitely recommend to my friends and family Reviewed on: 14th January 2023

Zopa credit card

5
They are very helpful.. and one.of the best Reviewed on: 14th January 2023

Accepted me with my low credit score.

5
Zopa gave me a chance to prove that my low credit rating actually had nothing to do with my intentions to manage my credit correctly. I am happy with my credit card and it continues to build my credit. Thanks Zopa Reviewed on: 14th January 2023

Amazing

5
Great provider for exactly what I require Reviewed on: 14th January 2023

Zopa

5
Great card no hassle easy to use Reviewed on: 14th January 2023

Superb Card

5
Brilliant customer service and app easy payments Reviewed on: 14th January 2023

Best credit card

5
A very happy customer never had a problem with them Reviewed on: 14th January 2023

Zopa

5
It is very easy to get the card and the website very easy to use Reviewed on: 14th January 2023

Bad credit score

5
Zopa took me on as a customer with a really bad credit score I started of with £200 credit limit which has now increased after about a year customer service is amazing Reviewed on: 14th January 2023

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