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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy to.apply and a great service

Applied.and got approved instantly, card arrived in 6 days. And had 2 credit increases in 6 month. Reviewed on: 14th January 2023

very satisfied

very satisfied, I would suggest it to my friends Reviewed on: 14th January 2023

No fuss credit card

ZOPA have a great understanding of people and there history and very helpful Reviewed on: 14th January 2023

Can not fault it at all

Instant payment back on The card is great too Reviewed on: 14th January 2023

Trusted and easy to use

Great customer service and an easy to use app. Reviewed on: 14th January 2023

Outstanding

Very pleasant and easy process to apply and a good team of people if you ever need help. Very responsive team. Absolutely outstanding ! Reviewed on: 14th January 2023

Flexible & Reliable

Zopa is a very convenient credit card and I will be looking to join the saver account too as I need to start saving my money and I like the fact there’s an option in place so I can choose not to touch my funds for 30 days, which means I won’t be tempted. Also, I am with Utility Warehouses recommendation. Zopa isn’t just a credit card. It’s a way of life! Reviewed on: 14th January 2023

Profesional,easy and clear

Very easy to apply , very fast , Reviewed on: 14th January 2023

My review

Always very helpful & nothing is an issue Reviewed on: 14th January 2023

Top Class Zopa

User friendly, latest technology. An array of different products and services. Simply the best! Thanks Zopa. Reviewed on: 14th January 2023

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