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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Amazing

5
Great provider for exactly what I require Reviewed on: 14th January 2023
paulmillington@hotmail.com's avatar
[email protected]

Zopa

5
Great card no hassle easy to use Reviewed on: 14th January 2023
Marc Phipps's avatar
Marc Phipps

Superb Card

5
Brilliant customer service and app easy payments Reviewed on: 14th January 2023
Jamil's avatar
Jamil

Best credit card

5
A very happy customer never had a problem with them Reviewed on: 14th January 2023
mahamtravel@yahoo.co.uk's avatar
[email protected]

Zopa

5
It is very easy to get the card and the website very easy to use Reviewed on: 14th January 2023
judy's avatar
judy

Bad credit score

5
Zopa took me on as a customer with a really bad credit score I started of with £200 credit limit which has now increased after about a year customer service is amazing Reviewed on: 14th January 2023
AdrianRigby's avatar
AdrianRigby

Good

5
Got accepted and they good they contact you when your bill is due and don't hassle you Reviewed on: 14th January 2023
Shaun's avatar
Shaun

Amazing Card

5
Highly recommended to anyone. Easy to control spendings and super easy options to repay outstanding balance Reviewed on: 14th January 2023
Marta's avatar
Marta

Excellent!

5
Offered me a credit card when no one else would. Payments have been minimal and affordable. This card is allowing me to improve my credit rating. Thank you Zopa! Reviewed on: 14th January 2023
Charlotte's avatar
Charlotte

Well happy

5
Very quick verification service ,card arrived fast app is very good Reviewed on: 14th January 2023
Stephen powell's avatar
Stephen powell

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