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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43422 reviews)

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4.94

Based on 43,422 reviews, last reviewed 9th Mar 2026

152500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I found it very easy and quick to get a Zopa credit... I found it very easy and quick to get a Zopa credit card. The app is extremly easy to understand and to use. Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43422)

Service exceptional

Company is always friendly and helpful. They give advice when needed and always quick to respond. Reviewed on: 14th January 2023

The best lender ever

Easy to apply and stress free top up lending Reviewed on: 14th January 2023

Credit card

Overall excellence service and use off app Reviewed on: 14th January 2023

Great

Great card there very helpful and tips on how to get a better credit really good Reviewed on: 14th January 2023

Quick simple and easy

Very simple process and all checks seemed within reason. Easy to deal with payments. Well organised. Reviewed on: 14th January 2023

Great rates and great app

Probably the best credit card I've ever had. Easy to keep track of tour spending and the app us flawless Reviewed on: 14th January 2023

Excellent service

Very efficient, I get message before my payment due, and if there is insufficient funds I get message saying remedy the shortfall so I don't get charged and save it from affecting my credit, For someone like me who has seen the worse and trying to build my life back and my credit this is truly a life line. Reviewed on: 14th January 2023

Quick and easy and reliable

Got my credit card with ease. And with a nice limit and a nice balance transfer limit on top. Even with a slightly below average credit rating Reviewed on: 14th January 2023

Very good

My good experience 10/10 Zopa credit card best in the uk I Reviewed on: 14th January 2023

Good credit provider

First credit provider to give me good credit limit, despite my credit score. Reviewed on: 14th January 2023

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