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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great Card and Support

Team are fantastic. Quick to help and sort any issues Reviewed on: 14th January 2023

Very good

Very good and quick, very helpful good credit card Reviewed on: 14th January 2023

Best credit card

My first credit card, excellent! Easy app to manage Reviewed on: 14th January 2023

Great card

Great card to help people get back on track with their credit Reviewed on: 14th January 2023

Excellent card

amazing card to keep and spread your costs Reviewed on: 14th January 2023

Easy,

Zopa make having a credit card easy and stress free. Interest is far better than the competitors. Reviewed on: 14th January 2023

Excellent online service

Straight forward, fast, no hard forms or questions easy to make payments, fast decisions. Love it. Reviewed on: 14th January 2023

Perfect

So simple and easy to use. Would definitely recommend to my friends and family Reviewed on: 14th January 2023

Zopa credit card

They are very helpful.. and one.of the best Reviewed on: 14th January 2023

Accepted me with my low credit score.

Zopa gave me a chance to prove that my low credit rating actually had nothing to do with my intentions to manage my credit correctly. I am happy with my credit card and it continues to build my credit. Thanks Zopa Reviewed on: 14th January 2023

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