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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43427 reviews)

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4.94

Based on 43,427 reviews, last reviewed 9th Mar 2026

152750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Second to none credit card I have used various credit cards and to say the least they prompt in response. Their services are more imagined than described. Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43427)

Great company

Great company to use. App is great and keeps you on track. They definitely feel like a company that cares Reviewed on: 14th January 2023

Very computer friendly

All done computer so easy to follow Reviewed on: 14th January 2023

Help with my credit score

I needed to increase my credit score and when I did my research zopa were one of the best to assist with increasing your credit score. I have with them 2 years and I have seen a vast improvement in my score. Reviewed on: 14th January 2023

Credit card

This card is very good simple to make payments , overall best card I’ve ever had Reviewed on: 14th January 2023

Surprisingly good

Was a little unsure of zopa because it was not a company I had heard of nor was it high street brand. Cannot recommend them enough. Easy application process. Great methods to repay which instantly credit your account. No hassle. So pleased I found this little gem of a company. Reviewed on: 14th January 2023

Zopa Outstanding

Zopa is a excellent choice, so easy to use the app and customer service is outstanding. Would 100% recommend Zopa to everyone. Reviewed on: 14th January 2023

Like it very much !

Quick access, great credit limits from start, repayment in seconds appears on the record (not like other company's, 2-3 days). My wife got one too. Reviewed on: 14th January 2023

Good credit card

Good card. Good service.very helpfull staff.if u have payment problems they will help without been scare mongerd Reviewed on: 14th January 2023

Simple & Great

Even with poor credit rating I was accepted, the app is simple and easy to use. My credit limit has gone up and so has my score. Reviewed on: 14th January 2023

Great card but they should increase my credit limit

Excellent Great card but they should increase my credit limit Reviewed on: 14th January 2023

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