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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43435 reviews)

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4.94

Based on 43,435 reviews, last reviewed 9th Mar 2026

153150% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I find it good, good service not bad thank you I find it good, good service not bad thank you Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43435)

Best on the market

Easy to use and nice to hold ! Best type of credit card on the UK market . Reviewed on: 14th January 2023

Great Credit Card

Easy to apply, great app and very useful tools. Reviewed on: 14th January 2023

Absolutely brilliant

I had no problem applying as it was easy. Reviewed on: 14th January 2023

Great service

The Zopa app is great very easy to use and all the info I need Reviewed on: 14th January 2023

Credit card

Zopa have been great at helping me increase my credit score Reviewed on: 14th January 2023

Not Credit

Amazed at the initial credit offered just what I needed thank you Zopa! Easy to set up and card came quickly Reviewed on: 14th January 2023

Great

Easy to use, never had any problems with the credit card Reviewed on: 14th January 2023

Good service

Good service. Good app. Very easy Reviewed on: 14th January 2023

the best i have ever seen

excellent customer service ,caring following up to date how customers are doing always pick calls and staff are very friendly ,for me the best Reviewed on: 14th January 2023

Excellent

Excellent credit card. Instant approval Reviewed on: 14th January 2023

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