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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Very convenient

Satisfies me. I like it, easy to use, helps a lot in situations where there were unexpected expenses and cases. Reviewed on: 14th January 2023

I recommend with the greatest pleasure

Good and helpful, It helped me when I had problems, or need to use, it is of great help Reviewed on: 14th January 2023

Credit card

Very satisfied with the product Reviewed on: 14th January 2023

Good card for bad credit.

Good card for people with bad credit. Gives you a reasonable limit to use and the app gives you full control over everything. Reviewed on: 14th January 2023

Absolutely can't fault Zopa

The best credit card I've ever had. They're very clear with every aspect of my credit card. From payments to terms. Their app makes it easier to manage all parts of my account. My credit rating has increased by 200 in the last 3 months. Very happy Reviewed on: 14th January 2023

Perfect

I use my card on a regular basis it’s easy and especially the app would highly recommend Reviewed on: 14th January 2023

Perfection

They were easy to deal with and any issues are sorted straight away thank you Reviewed on: 14th January 2023

Great card

Easy application, easy to use and manage. The app offers lots more and can view credit score Reviewed on: 14th January 2023

Great service

I have been with zopa only for a short time and upto now had great service from them would defo recommend Reviewed on: 14th January 2023

Best card

Easy to understand app and very helpful call staff and Internet staff to help you with any problems you may have. Reviewed on: 14th January 2023

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