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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to manage

Very easy to manage. You get an instant notification when your card is used. Good credit limits and great communication from the advisors Reviewed on: 14th January 2023

Easy-peasy credit card!

Decided to try zopa and found the application easy with really helpful app to boot. Use it mainly for travel costs and emergencies! Sensible credit limit and no interest as I pay it off every month. Good for credit building too. Reviewed on: 14th January 2023

Easy to use

It's been a very easy way to have a credit card and easy to keep on top of your spending Reviewed on: 14th January 2023

Good service

Good service and quality service Reviewed on: 14th January 2023

Card

Great to deal with and good rates Reviewed on: 14th January 2023

Been very happy with Zopa

I was/am a bad credit rating customer but they still helped me and am able to build my credit up Reviewed on: 14th January 2023

Excellent

Very helpful customer service agents. Sort things out quickly and with minimum fuss. Excellent Reviewed on: 14th January 2023

Great

Easy to pay and low interest rates. Great customer service Reviewed on: 14th January 2023

Best ever

No issue’s whatsoever. Always sending hints and tips to save on interest Reviewed on: 14th January 2023

Excellent company

Zopa, have been excellent from application, until the present time. Have had no problems, the account is secure and the app sends me notifications every time the card is used. Reviewed on: 14th January 2023

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