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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Reliable and friendly

5
Any problems solved straight away Reviewed on: 14th January 2023

Best credit card in the world

5
fantastic service has never been once a let down Reviewed on: 14th January 2023

Brilliant Company

5
The app is amazing so simple and straight forward, quick decisions and great rates, I have a few products with them and they’re always great to deal with. Reviewed on: 14th January 2023

Positive

5
Very good , Very correct Thank you Reviewed on: 14th January 2023

Very good

5
They have help me out a lot and are a good company to have Reviewed on: 14th January 2023

Quick, easy and efficient

5
Signed up in minutes, set up really quickly, card arrived swiftly. App is easy to use. Payments show very quickly and you don’t have wait days for it to clear. Which mean it’s available to use straight away should you wish to. Clear communication. Reviewed on: 14th January 2023

Highly recommended

5
Just brilliant,highly recommended Reviewed on: 14th January 2023

Very good

4
Not been with them long but has good service Reviewed on: 14th January 2023

Credit card

5
Zopa is security,good application,so happy to be Zopa costumers! Thank you! Reviewed on: 14th January 2023

Would definitely recommend

5
I find zopa easy to use and to manage and pay back Reviewed on: 14th January 2023

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