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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,439 reviews, last reviewed 9th Mar 2026
153350% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Help me improve my credit score gave me credit when... Help me improve my credit score gave me credit when no one else would don't press you up your limit and help if u need it Reviewed on: 9th March 2026
Stuart R's avatar
Stuart R

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43439)

Credit card

5
I've had mine a year now verry easy to use app and no hidden costs I'm very happy Reviewed on: 14th January 2023
Warpigs's avatar
Warpigs

Finance on the Go

5
An easy, well devised service with a good reliable app. Job well done Zopa. Thank you. Reviewed on: 14th January 2023
Karen's avatar
Karen

Great

5
great clear contract with no problems Reviewed on: 14th January 2023
Ewa Graczyk's avatar
Ewa Graczyk

Great company with fab service

5
Zopa is a fantastic company, their customer support is great as well as their communication and I love the app and how easy it is to navigate. I would highly recommend to everyone Reviewed on: 14th January 2023
Becci's avatar
Becci

Great card

5
Great card with a fantastic app making it easy to keep on top of things . The app is very easy to use and understand Reviewed on: 14th January 2023
Stephen Mckenzie 's avatar
Stephen Mckenzie

Excellent, fuss free Service

5
Zopa have been great from the start. Everything is quick and easy and the app is great to see where you’re up to. Reviewed on: 14th January 2023
Dave Hignett 's avatar
Dave Hignett

Open and honest

5
Easy to apply for, open , no issues and all is clearly stated. Reviewed on: 14th January 2023
david stone's avatar
david stone

Wow

5
The zopa credit card is great, so easy to manage on the app, the ability to truly have complete control over your spending, love the credit cushion setting! Also the ease to pay amounts off the credit card whenever you want is spot on, no need for 1000 different steps to log in it is all there right at your fingers tips! Would 100% recommend Reviewed on: 14th January 2023
Ed Gibbs's avatar
Ed Gibbs

Best card ever

5
Easy to use app and the best thing is Zopa will not increase my credit if my rating isn’t good which keeps me grounded and controlling my debt Reviewed on: 14th January 2023
feathers1974@yahoo.co.uk's avatar
[email protected]

Fantastic App

5
It was so easy to apply for the card straight forward application. The app is amazing and easy to read balance. Any money paid off shows up straight away. Reviewed on: 14th January 2023
Nicola Jervis's avatar
Nicola Jervis

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