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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44340)

Very good

5
They have help me out a lot and are a good company to have Reviewed on: 14th January 2023
ieuan smith's avatar
ieuan smith

Quick, easy and efficient

5
Signed up in minutes, set up really quickly, card arrived swiftly. App is easy to use. Payments show very quickly and you don’t have wait days for it to clear. Which mean it’s available to use straight away should you wish to. Clear communication. Reviewed on: 14th January 2023
Alison Hartley's avatar
Alison Hartley

Highly recommended

5
Just brilliant,highly recommended Reviewed on: 14th January 2023
Ninel Barbuti's avatar
Ninel Barbuti

Very good

4
Not been with them long but has good service Reviewed on: 14th January 2023
Janet's avatar
Janet

Credit card

5
Zopa is security,good application,so happy to be Zopa costumers! Thank you! Reviewed on: 14th January 2023
Dragos Hritcu's avatar
Dragos Hritcu

Would definitely recommend

5
I find zopa easy to use and to manage and pay back Reviewed on: 14th January 2023
Lizzy2121's avatar
Lizzy2121

Easy to manage

5
Very easy to manage. You get an instant notification when your card is used. Good credit limits and great communication from the advisors Reviewed on: 14th January 2023
Bluemark0825 's avatar
Bluemark0825

Easy-peasy credit card!

5
Decided to try zopa and found the application easy with really helpful app to boot. Use it mainly for travel costs and emergencies! Sensible credit limit and no interest as I pay it off every month. Good for credit building too. Reviewed on: 14th January 2023
Wendy Roberts's avatar
Wendy Roberts

Easy to use

5
It's been a very easy way to have a credit card and easy to keep on top of your spending Reviewed on: 14th January 2023
Richard Marshall's avatar
Richard Marshall

Good service

5
Good service and quality service Reviewed on: 14th January 2023
Maame's avatar
Maame

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