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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,439 reviews, last reviewed 9th Mar 2026
153350% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Help me improve my credit score gave me credit when... Help me improve my credit score gave me credit when no one else would don't press you up your limit and help if u need it Reviewed on: 9th March 2026
Stuart R's avatar
Stuart R

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43439)

Simply the Best and easy to use Online Bank

5
First bank to approve a Credit card for me when no other bank came forward to offer a Credit. I am also being loyal by making on time payments in return. This is a need of the hour bank for all new comers in UK who is yet to build their credit score. Hatts off to your services. Reviewed on: 14th January 2023
Shamsudeen's avatar
Shamsudeen

Brilliant Comoany

5
Nothing is to much trouble if you have a question to ask them. Reviewed on: 14th January 2023
Nigel Wills's avatar
Nigel Wills

A M

5
Great services and I'm happy with the credit card Reviewed on: 14th January 2023
Alessandro Mancini's avatar
Alessandro Mancini

Help for poor credit..& thanks

5
I've found zopa fair & on top of their game.. I'm not saturated with offers or temptations.. reasonable starting credit & I feel a valuable customer.. I would give zopa more stars if I could thank you for your service Reviewed on: 14th January 2023
Martin Nock's avatar
Martin Nock

Easy to use, great starting limits

5
I've never had a problem with zopa, I find it easy to pay my bill on the app, its set out very well, I also liked having a good starting limit on my card. I'd definitely recommend zopa Reviewed on: 14th January 2023
Paul Williams's avatar
Paul Williams

At last no messing

5
Zopa were great when I applied for thier credit card my credit history was not perfect but zopa told me within minutes and gave me a credit limit that was useful to have not a few hundred pounds like most other firms. All in all I would highly recommend them to anyone. Reviewed on: 14th January 2023
michael skinner's avatar
michael skinner

excellent service

5
very easy to use and set up simple instructions the process was very straightforward Reviewed on: 14th January 2023
naveed akhtar hameed 's avatar
naveed akhtar hameed

Simply Superb

5
Fast, easy process and very happy to be part of the Zopa family Reviewed on: 14th January 2023
victoria wake's avatar
victoria wake

Very good

5
Using the cr card is really good Reviewed on: 14th January 2023
Maureenbullman's avatar
Maureenbullman

Fantastic! The go to company

5
Zopa are a responsible lender with multiple payment options and product. The staff are present and do all they can to help with anything yet I’ve never had any negative issues to call about. Thanks to Zopa I have been able to be in control, create memories with my family and have everything under one company. They are transparent, clear, responsible - what more could you want! Absolutely fantastic. Reviewed on: 14th January 2023
LG's avatar
LG

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